Underwriting Portfolio Manager

Bay Area, NYC, or Remote /
Underwriting /
Full Time
/ Hybrid
Arc provides SaaS companies with fast non-dilutive growth capital, delivered through a seamless consumerized enterprise technology experience. Our tech solution and proprietary underwriting model enable us to deliver capital to SaaS founders more quickly and cheaply than legacy offline products, helping founders keep more of the business they built by minimizing dilution.

It never ceases to amaze us how the capital raising process (equity & debt) for tech companies is not tech-enabled. Founders of high-quality startups have been forced to choose between dilutive equity and burdensome debt, engaging with traditional capital sources (VC & venture debt) through time-consuming, distracting, and offline processes.

We are on a mission to change that. Arc is reinventing capital raising for growth companies through technology. We've raised capital funding from the best VCs in the business, including Y Combinator, NFX, and Bain Capital.

You will be joining a lean team moving at breakneck speed to redefine the financial services industry. Arc is uniquely positioned in the alternative financing ecosystem, given its founding team with deep finance expertise (former private equity investors and bankers / consultants).

We are seeking an Underwriting Portfolio Manager  to join the Arc team. As one of the early business hires in this exciting venture, you'll be involved in all aspects of our underwriting operations and credit servicing for our customers. This is a highly visible role, and you will work alongside the co-founders to reinvent Wall Street for Silicon Valley.

📌 What you’ll do:

    • Create, implement, automate, and refine our risk assessment and credit underwriting process
    • Evaluate potential customers for financing according to our underwriting process, including conducting company due diligence, building credit risk models, and assigning company Arc Scores
    • Collaborate with the engineering team to streamline underwriting and servicing processes
    • Develop loan servicing processes and policy to effectively manage payment schedules and loan modifications
    • Create client servicing strategy and collaborate with engineering on automated solutions

✅ What you bring:

    • 2-5 years of experience in credit underwriting, investment banking or risk functions at top-tier fintech companies or financial institutions
    • Experience in credit risk modeling and developing credit policy
    • Exposure to loan servicing and customer collection strategy

🌟 Icing on the cake:

    • Experience in executing revenue-based financing and/or merchant cash advance transactions
    • Deep knowledge of SaaS, Fintech, Financial Institutions, and/or Capital Markets
    • Ability to use SQL/SAS or other data querying tools

🚀 What we bring:

    • Founding team from Stanford, Facebook, Tesla, LinkedIn, Brex, Bolt, and beyond. 
    • Remote or Hybrid work w/ offices in San Francisco and soon to be NYC.
    • Top funding from top VC’s like YC, NfX, Bain, Left Lane.
    • Excellent benefits including unlimited PTO, paid medical, dental, vision, etc.