Underwriting Lead - Merchant Lending - #9990

Jakarta
FinTech - Risk Management – - /
Permanent /
On-site
About The Role

To perform as an underwriting and portfolio management Lead of lending business: conduct analysis and set up risk Underwriting and Credit Limit assignment strategies, monitoring and review portfolio performance and improve policies to better evaluate the performances of accounts.

What You Will Do

    • Conduct analysis, segmentation of new potential and existing clients
    • Review performance of existing clients
    • Design and drive implementation of credit strategies and policies
    • Monitor portfolio performance
    • Collaborate with other functions like Scoring GTM, Product team

What You Will Need

    • You must have experience as risk analysts for at least 3 years 
    • You must have experience in analyzing data and risk assessment
    • You must have knowledge and experience of working with SQL
    • You must have good communication and adaptive skills
    • Responsible and discipline in data providing
About the Team

You will be part of international team with heads-on experience in all Credit Risk areas, where you will be able to learn best practices in Lending Risk Management overall and data analysis approaches from credit risk perspectives particularly

About GoTo Group
GoTo Group is the largest digital ecosystem in Indonesia with its mission to “Empower Progress’ by offering technological infrastructure and solutions for everyone to access and thrive in the digital economy. The GoTo ecosystem consists of on-demand transportation services, food and grocery delivery, logistics and fulfillment, as well as financial and payment services through the Gojek and GoTo Financial platforms.It is the first platform in Southeast Asia that hosts these crucial cases in a single ecosystem, capturing the majority of Indonesia’s vast consumer household.

About Gojek 
Gojek is Southeast Asia’s leading on-demand platform and pioneer of the multi-service ecosystem with over 2.5 million driver partners across the regions offering a wide range of services such as transportation, food delivery, logistics and more. With its mission to create impact at scale, Gojek is committed to resolving consumer problems and raising standards of living by connecting consumers to the best providers of goods and services in the market.

About GoTo Financial
GoTo Financial accelerates financial inclusion through its leading financial services and merchants solutions. Its consumer services include GoPay and GoPayLater and serve businesses of all sizes through Midtrans, Moka, GoBiz Plus, GoBiz, and Selly. With its trusted and inclusive ecosystem of products, GoTo Financial is open to new growth opportunities and aims to empower everyone to Make It Happen, Make It Together, Make It Last.

GoTo and its business units, including Gojek and GoToFinancial ("GoTo") only post job opportunities on our official channels on our respective company websites and on LinkedIn. GoTo is not liable for any job postings or job offers that did not originate from us. You should conduct your own due diligence to prevent being victims of any fake job scams, if they did not originate from GoTo's official recruitment channels.