Risk Strategy - Consumer Lending #9919
Jakarta
FinTech - Risk Management – - /
Permanent /
On-site
What You Will Do
- Perform underwriting and post-loan management data analysis, output policy decisions based on it, actively monitor results, and effectively iterate the policies
- Conduct user segmentation, pricing sensitivity check & risk-based pricing on consumer lending products
- Analyze user behaviors in the ecosystem, do problem-solving, and provide proposals to the management on risk control, UX improvement, and onboarding channel management
- Prepare Risk reporting, position reporting, monitoring dashboards, and present recommendations
- Support credit business growth by defining & analyzing possible risks and consequences, and designing processes to eliminate and mitigate
- Work closely with other business stakeholders and share insights of risk management
What You Will Need
- Have experience in lending business at least 2 years
- Have experience in conducted detailed risk assessments
- Have experience in analyzing documents, statistics, reports and trends of both internal & external data
- Have good communication and adaptive skills, be responsible and discipline in data providing
- Have knowledge and experience of working with SQL, if proficient will be a big advantage. Python is a bonus item
- Independent, organized, highly analytical and proactive
About The Team
- The Risk Strategy Team already attracts talents with in-depth experience in consumer lending risk management
- Team members are from diverse background and cultures, providing a open and inclusive environment to develop
- The working style in the team is productive and outcome-driven
- The business is now in the expansion stage, and all the team members will enjoy great exposure to the credit business and ToB life-cycle risk management process
About GoTo Group
GoTo Group is the largest digital ecosystem in Indonesia with its mission to “Empower Progress’ by offering technological infrastructure and solutions for everyone to access and thrive in the digital economy. The GoTo ecosystem consists of on-demand transportation services, food and grocery delivery, logistics and fulfillment, as well as financial and payment services through the Gojek and GoTo Financial platforms.It is the first platform in Southeast Asia that hosts these crucial cases in a single ecosystem, capturing the majority of Indonesia’s vast consumer household.
About Gojek
Gojek is Southeast Asia’s leading on-demand platform and pioneer of the multi-service ecosystem with over 2.5 million driver partners across the regions offering a wide range of services such as transportation, food delivery, logistics and more. With its mission to create impact at scale, Gojek is committed to resolving consumer problems and raising standards of living by connecting consumers to the best providers of goods and services in the market.
About GoTo Financial
GoTo Financial accelerates financial inclusion through its leading financial services and merchants solutions. Its consumer services include GoPay and GoPayLater and serve businesses of all sizes through Midtrans, Moka, GoBiz Plus, GoBiz, and Selly. With its trusted and inclusive ecosystem of products, GoTo Financial is open to new growth opportunities and aims to empower everyone to Make It Happen, Make It Together, Make It Last.
GoTo and its business units, including Gojek and GoToFinancial ("GoTo") only post job opportunities on our official channels on our respective company websites and on LinkedIn. GoTo is not liable for any job postings or job offers that did not originate from us. You should conduct your own due diligence to prevent being victims of any fake job scams, if they did not originate from GoTo's official recruitment channels.
