Director/Manager - Fleet Underwriting

Greenville-Spartanburg-Anderson, South Carolina Area /
High Definition Vehicle Insurance – Underwriting /
Full-Time
What we do
High Definition Vehicle Insurance (HDVI): Technology meets Insurance. HDVI brings telematics, software and data together with commercial trucking insurance, taking transportation insurance and fleet risk management to the next level. Our platform arms fleets with an end-to-end solution that empowers them to save money, mitigate risk, and increase operational efficiencies. Our customers are small to midsize truck fleet operators who benefit from dynamic and transparent pricing – automatically reducing their premiums for safer driving. Leveraging a best-in-class partner ecosystem, HDVI combines magnitude and stability with innovation to revolutionize the commercial trucking insurance space. 
 
Why work here
HDVI is building the industry defining commercial auto insurance company for the next 100 years. The $50 billion commercial auto industry hasn’t seen real innovation for decades and is broken in a number of ways, creating a significant opportunity for HDVI. HDVI is co-founded by a former Esurance co-founder, and has a senior management team with experience building innovative insurance and logistics companies from zero to $1B+ enterprises, and deep expertise in trucking insurance. HDVI is well-funded by leading logistics and mobility-focused venture capital firms and strategic investors including Munich Re, Daimler Trucks and Qualcomm. The HDVI Team is values-driven, data-driven, ambitious, and collaboratively minded with a diverse background of experiences and skills in the insurance and logistics industries. We like challenges and building solutions that improve the quality of life for our customers. We offer generous benefits, including employee stock options, health, dental, vision, 401k, flexible work environment, and unlimited PTO.

What You'll Do

    • Manage a team of Fleet Underwriters to revenue and profit targets
    • Assist in the recruitment and hiring of new Fleet Underwriters and develop a training/onboarding program
    • Develop your team of underwriters into a group that is highly engaged with agency partners
    • Create a collaborative environment for underwriting referrals and handle referrals within given authority levels
    • Drive profitable growth by assisting with the deployment of expanded appetite and development of new offerings 
    • Possess a deep understanding of HDVI’s insurance coverage, insurance products, rate plan, and models
    • Master knowledge of HDVI’s telematics hardware offerings, driver, and fleet information dashboards
    • Manage and refine internal Underwriting Audit practices
    • Work with Head of Underwriting (CUO) on the refinement of team strategy and Underwriting Guidelines
    • Contribute to the continuous refinement of underwriting policies and procedures with pre-bind underwriting, risk monitoring, and policy maintenance
    • Collaborate with key stakeholders to provide underwriter, agency, and market feedback for the development of HDVI software, products, pricing, predictive models, and rating methods
    • Interface with strategic business partners – reinsurance & insurance partners, claims services, telematics & other vendors, and more 
    • Utilize outside advisors and consultants navigating complex business decisions
    • Monitor industry trends, competitors’ activities and performance and recommend new or enhanced insurance products to senior management
    • Maintain a rapport with agency partners
    • Aid in the recurring training of and marketing to agency partners
    • Provide feedback to key stakeholders on the performance of agency partners

What You Have

    • Bachelor’s degree with an emphasis in Insurance, Business Administration or Business Management, or equivalent in a field with skills transferable to insurance
    • Specialized insurance industry training, such as CPCU or ARM
    • 15 years of experience in a Commercial Auto Underwriting related position
    • 5 years of experience in a Trucking Underwriting position, 3 of those in management
    • Advanced knowledge of commercial property & casualty underwriting concepts/tools
    • Thorough knowledge of state rules governing the use and issuance of policies
    • Excellent verbal, written, and interpersonal communication skills
    • Excellent analytical skills to determine risk characteristics from data
    • Strong office technology skills, automation savvy, and vision for scalability
If you are interested in this position, please contact the Recruiting Coordinator, Morgan Harrison. You can reach me at Morgan@hdvi.com.