Senior Accountant

San Francisco, CA /
Finance /
About SeedFi

SeedFi is a mission-driven startup dedicated to improving the financial well-being of the 100 million Americans who live paycheck to paycheck. Our mission is to help our customers realize their financial potential by providing responsible credit while helping them establish savings and improve their credit profiles

Unlike most startups in this space, which tweak existing products, we're re-imagining financial services from the ground up. Our goal is to leave our customers better off than when we found them.

About the Role

Reporting to SeedFi’s Finance Operations & Accounting Manager, the Senior Accountant is a critical role for ensuring the smooth functioning of SeedFi’s capital markets and accounting activities. Applicants should have a background in capital markets, treasury or accounting disciplines, preferably in a direct lending or marketplace lending business.

What you'll be doing

    • Manage cash through the entire cycle of loan disbursement, asset pledging and financing, identifying and remitting cash flows to appropriate asset owners.
    • Interact regularly with issuing partners, funding partners and primary bank to identify and resolve operational blockers.
    • Maintain supporting records of all loan and cash flow activity and reconcile disparities with key partners.
    • Prepare and deliver loan servicing records to external partners.
    • Ensure the appropriate allocation of cash across all corporate and subsidiary bank accounts.
    • Assist with key activities in the monthly accounting cycle.
    • Support requests from tax advisors, licensing specialists, investors and other key partners as needed.
    • Assist with invoicing/AP processes and periodic tax payments.
    • Prepare journal entries.

What we're looking for

    • Desire to provide beneficial product solutions to a chronically underserved customer segment.
    • 3+ years of professional experience, largely in capital markets, treasury or accounting roles.
    • Experience managing capital in a loan origination and servicing operation preferred.
    • Working knowledge of Generally Accepted Accounting Principles (GAAP), particularly related to loan origination and servicing activities.
    • Superior attention to detail.
    • Comfortable assembling large data sets from multiple sources, typically requiring superior excel skills and knowledge of formulas/functions to accelerate tasks.
    • Demonstrated excellence in project and task ownership.
    • Demonstrated ability to partner and communicate effectively.
    • Bias toward innovation and process improvement.
    • Assist in preparing the company for audit readiness.

The Perks

    • Competitive compensation, equity, and benefits.
    • A focus on transparency. We have regular all-hands and Q&A panels where employees can chat openly with our co-founders about our roadmap.
    • Meaningful work that makes people's lives better.
    • An inclusive and collaborative work environment that encourages agency and self-development.

The Team

    • Our founding team has deep experience building and scaling fintech (and tech) companies from inception to profitable 1,000+ person businesses. Some of the companies we have helped build are: Oportun, Moat, and Prosper.
    • Our engineering team comes from Moat, Bloomberg, ZocDoc, Credit Karma, Chime, and other great companies.
    • We've raised $34 million of venture capital from some of Silicon Valley’s top venture capital and social impact funds including a16z, Flourish, and Core Innovation Capital.


    • We have offices in San Francisco and New York.
    • We are just now starting to reintegrate in-office time into our working routines with a long-term vision of creating a hybrid working environment that mixes in office and remote time.
    • Our goal is to utilize in-office time to effectively collaborate on complex projects and problems, build relationships across the organization, and engage in social activities.
    • We also want to embrace the efficiency and effectiveness we have experienced over the last year and a half in getting individual contributor work done remotely.
    • Specific working routines may vary depending on your role.