Data Scientist - Machine Learning

Remote /
Data Science /

👋 About Walnut

Our Mission
We believe that nobody should struggle financially to receive healthcare. Every year, 500,000 families in the United States declare bankruptcy due to large medical bills. People should not have their lives destroyed because they can’t afford something they require to survive. At Walnut, we’re on a mission to change this number from 500,000 bankruptcies per year to 0.

What we do
Walnut is a fintech company that expands financial access to healthcare. We’re building a point-of-sale embedded lending platform that makes healthcare more affordable for patients by breaking up large medical bills into small, monthly payments. This helps patients actually afford healthcare and helps healthcare providers capture more revenue and increase collections. We’re backed by prominent investors including Gradient Ventures (Google’s AI-focused venture fund), Plaid, Afore Capital, 2048 Ventures, Newark Venture Partners, Supernode Ventures, and others.

✍️ About the Role

As our first Data Scientist, you will be an integral member of a small, fast-paced data science team building our core underwriting models and scaling it as the company grows. As an early hire, this is a tremendous opportunity to influence the growth of a new team and build a novel and impactful technology that improves the financial well-being of patients.

🔨 What You’ll Do

- As an early member of our Risk team, you will work directly with the COO / Head of Product to lead development of our core underwriting model including backtesting, implementing new features, and training
- Work with CTO & engineering team to improve portions of our underwriting infrastructure as needed.
- Build and maintain alerts, dashboards, and metrics to monitor performance of our portfolio
- Implement and scale data pipelines, new features, and algorithms that are essential to our production models
- Collaborate with the engineering, product, and sales teams to define requirements for new products
- Evaluate new data sources to use in a cost-effective way in our models to add value
- Identify, design, and implement internal process improvements: automating manual processes, optimizing data delivery, re-designing infrastructure for greater scalability, etc.
- Solve problems you don't know how to solve: You'll encounter challenges we haven't yet come across yet. And when the time comes, you'll think through problems, evaluate approaches and teach yourself whatever is needed.
- Have something you want to learn or accomplish in this role? Tell us about it! We want to give you the best career opportunity you've ever had.

🙌 What We’re Looking For

- 2-5+ years of experience as a data scientist
- Hustle & Grit. Willingness and desire to take on personal responsibility for the business as a whole and “figure it out”, whether it’s in your exact functional lane or not.
- Excitement and passion for expanding financial access to healthcare.
- Proficiency in machine learning with experience in areas such as gradient boosting, deep learning, recommendation systems, computational advertising, reinforcement learning, financial forecasting, time series analysis, anomaly detection, monte-carlo simulations, and Markov decision processes
- Strong programming skills in Python. Experience using frameworks for machine learning and data science like scikit-learn, pandas, numpy, XGBoost, TensorFlow, mllib
- Experience with the AWS technical stack and data infrastructure such as MySQL, Spark, Kubernetes, Docker, and Airflow
- The ability to present technical concepts and results in an audience-appropriate way
- Ability to code is a plus

🔥 What We Offer
    💰 Competitive compensation and equity - we will pay you for your level of experience
    🏥 Competitive health benefits (medical, dental, vision)
    🌴Unlimited vacation with a minimum of 10 days off per year
    💻 New equipment for you to do your best work
    🚀 Opportunity to make a significant contribution to a product that's already transforming how people pay for healthcare
    🧳 An organization that supports learning and development. We will find mentors to help you level up, provide you the stretch opportunities and make resources available to help you grow

Interested in applying? Get in touch: