Risk Manager

Atome SG – Risk
Job Responsibilities
-        Responsible for credit and fraud risk assessment of consumer credit products, including design KYC process, anti-fraud policies, optimising risk & reward strategies leveraging advanced analytics and AI tools, and analysing product prizing and unit economics.
-        Liaise with product and operations team to design and adjust risk decisions and processes to support business growth targets and achieve customer acquisition risk management goals.
-        Analyse existing users’ behaviour and develop portfolio risk management strategy to maximize CLV (customer life time value) by creating different differentiated product, pricing and credit limit ladders.
-        Work closely with product, engineer and data science teams to implement the risk policies and strategies and to push forward the improvement of risk decisioning system’s accuracy, efficiency and reliability.
-        Setup effective risk management KPI and MIS system to monitor and analyse on-going risk decision results, understand risk trends and identify emerging risk factors, in order to feedback to feature engineering and risk modelling.
Job Requirements
-        B.Sc./M.Sc. in Finance, Statistics, Computer Science or a related filed.
-        Familiar with statistical analysis tools such as R, Python, SAS and SQL
-        Analytical mindset with excellent critical thinking ability and data analytics skills
-        Extended exposure to retail banking, consumer finance or related industries
-        Strong sense of responsibility, professionalism and teamwork spirits 
-        Can communicate well in English and Mandarin 
-        Prior experience in a leading fin-tech start-up is a plus