Remedial Officer

Jakarta
Operations – Remedial /
Full-time - Contract /
On-site

Responsibilities

    • Conduct evaluations on the collectability of the credit portfolio by focusing on credit analysis, documentation, and established reserves.
    • Perform account management for non-performing loans.
    • Create credit analyses as a basis for credit restructuring recommendations, considering business prospects and customer characteristics.
    • Establish and maintain relationships with notaries, lawyers, and other judicial institutions within the scope of resolving non-performing loans.
    • Provide periodic reports on transferred credits.
    • Transfer rehabilitated credits back to the Lending Officer.
    • Foster communication and provide support to other divisions and work units to achieve effective cross-functional collaboration.
    • Implement Risk Management within the scope of assigned duties.
    • Ensure the implementation of a system to improve the quality of the bank's credit portfolio.
    • Manage credits delegated by the Lending Officer.
    • Maintain the equipment and inventory within the Remedial Department.

Requirement

    • Bachelor’s degree in Finance, Accounting, Business Administration, or a related field from reputable university.
    • Good communication and interpersonal skills.
    • Highly motivated, self-driven, able to work without close supervision, making decision and strong control attitude.
    • At least 4 years of experience in special asset management, remedial, collection, or recovery within the banking industry.
    • Proven track record in managing non-performing loans.
    • Possess Certification of BSMR / LSPP Level 1.
    • Have Restructuring Experience for Commercial / SME / FI.
    • Knowing about auction process, Asset Sale Skill.