Head of Anti Fraud Strategy
Jakarta
Compliance & AML – Compliance /
Full-time - Permanent /
On-site
Responsibilities
- Responsible for leading the work unit or function that handles the implementation of the Anti-Fraud Strategy.
- Establish objectives for the implementation of the Anti-Fraud Strategy and set the annual work program to achieve those objectives.
- Carry out fraud prevention through:
- a. Anti-Fraud Awareness socialization for Amar Bank employees, including developing and promoting anti-fraud programs, instilling an anti-fraud culture among employees, and raising fraud awareness and vigilance among consumers.
- b. Identifying vulnerabilities through regular processes of identification, analysis, and risk assessment of potential fraud; results must be documented and communicated to all relevant parties.
- c. Implementing policies for "Know Your Employee" as a human resource control, including effective recruitment systems and procedures, and selection systems equipped with appropriate qualifications considering risk.
- Detect fraud through monitoring systems for high-risk activities and transactions, initial assessments of whistleblower reports indicating potential fraud, and developing internal policies related to fraud reporting.
- Conduct at least one surprise audit annually, particularly in high-risk or fraud-prone business units.
- Develop an effective fraud reporting system and follow-up mechanism.
- Prepare investigation plans and conduct investigations into suspected fraud, collect and secure evidence for further analysis, and conduct interviews & analyze investigation results.
- Compile and report investigation findings and document the results.
- Monitor and evaluate the follow-up actions taken to resolve fraud cases, to improve weaknesses and strengthen internal control systems to prevent recurrence.
- Report fraud incidents to the Board of Directors and related functions.
- Report anti-fraud activities to the authorities and revise the Anti-Fraud Strategy policies in accordance with regulatory changes.
Requirements
- At least 7 years of experience in anti fraud bank wide and handling end-to-end fraud processes including prevention, monitoring, and reporting.
- Minimum education: Bachelor's degree (S1) in any major
- Detail-oriented and comprehensive understanding of fraud handling processes
- Have integrity and independence
- Supported by clear accountability
- Highly motivated, driven, and enjoys working in a high-paced environment
