Analyst - Title R&C

Gurugram, Haryana
2. Mortgage Operations – Collateral /
Remote
Better is reimagining home finance and making it faster, cheaper, and easier for everyone to become a homeowner. We leverage creative technology and innovation to make the home buying journey more approachable and understandable and home finance more affordable and accessible. Here are some interesting facts to help you get to know Better:

 - We’ve funded over $100 billion in loans for our customers, more than any other fintech
 - We ranked #1 in the U.S. on LinkedIn's Top Startups 2020 and 2021
 - We are Forbes’ Best Online Mortgage Lender for 2023
 - We are USA Today’s Best Mortgage Lenders of 2023, Best for FHA Loans
 - We have raised over $1.2 billion in equity capital to transform the mortgage industry, the largest financial asset class in the world
 - And we’re just getting started!

We are a place where smart, hungry, ambitious people who want to recognize their full potential thrive. 

A Better Opportunity

Better’s Collateral team is responsible for obtaining and reviewing all property-related documents associated with the loan transaction. This includes the valuation, title, homeowner’s insurance, and homeowner’s association if in a condominium. We are developing industry-leading technology to modernize these collateral processes, increase team member productivity, originate high-quality loans, and provide the best experience possible for our customers. You will become an expert on Agency, Non-Conforming, and HELOC policy guidelines and be exposed to other aspects of the loan origination process including sales, processing, underwriting, closing/funding, and capital markets. If you are passionate about delivering great customer service, developing a deep understanding of collateral policy, and building best-in-class technology this is a great opportunity to continue your career in mortgage lending.

Responsibilities

Members of the Title review team will be responsible for the following:

● Obtaining required documents from title companies, settlement agents, attorneys, municipalities, Realtors, and customers as needed to ensure clear title.
● Review required documentation to ensure compliance with investor title guidelines. This may include title reports, tax certificates, closing protection letters, wiring instructions, attorney opinion letters, surveys, etc.
● Communicate clearly and concisely with third parties to seek needed clarification or resolve inquiries related to clouds on title.
● Balance high productivity with high quality

Qualifications

● 2+ years of experience in residential real estate and/or mortgage.
● Familiarity with Fannie Mae, Freddie Mac, FHA, and Non-Conforming title guidelines and/or closing and settlement procedures is strongly preferred.
● Prior experience with mortgage and/or title company operations is preferred. Basic understanding of liens, judgments, property taxes, special assessments, surveys, mortgage deeds, etc. is a plus.
● Ability to multitask and prioritize competing priorities with tight deadlines
● Proficiently and independently review title for purchase, refinance, and home equity transactions with little oversight or support from team leads and/or managers.
● Problem solving and critical thinking skills
● Effective verbal and written communication/presentation skills in English
● Proficiency in analyzing documents and meticulous attention to detail
● Focused & detail oriented
● Team-player that is passionate about helping their teammates and providing the best possible experience for our customers.
● Open to coaching, feedback, and mentoring
● Willingness to perform repetitive job duties with long-term goal of becoming a collateral subject matter expert and/or potential for lateral/upward job movement