Head of Financial Crime Prevention
London, England, United Kingdom
Tech&Engineering – Payments /
Hybrid /
Hybrid
We are a leading trading platform that is ambitiously expanding to the four corners of the globe. Our top-rated products have won prestigious industry awards for their cutting-edge technology and seamless client experience. We deliver only the best, so we are always in search of the best people to join our ever-growing talented team.
As the Head of Financial Crime Prevention at Capital.com you will be responsible for designing, implementing, and operating effective controls and frameworks to manage financial crime risks across our business.
This includes anti-money laundering (AML), counter-terrorist financing (CTF), PEP and sanctions compliance, anti-bribery and corruption (ABC), and fraud prevention. You will act as a strategic and operational lead, ensuring the business meets its regulatory obligations and proactively mitigates financial crime threats.
This is a First Line (1LOD) role with direct management responsibilities for the FinCrime domain. The role requires a combination of strategic leadership, regulatory knowledge and sound risk management as well as operational rigour and strong delivery instincts.
The role is part of the wider Product organisation at Capital.com and will be expected to work closely with:
Product & engineering tribes engaged in designing and building our FinCrime tools and controls,
The operational community that uses them; and
Risk and compliance colleagues from our Second Line of Defence (2LOD) to help ensure continued control effectiveness.
Requirements
- Financial Crime Strategy & Leadership
- Serve as a key subject matter expert (SME) to the wider front line business on all aspects of financial crime.
- Collaborate with senior stakeholders, including Product & Technology, Operations and Risk & Compliance (2LOD) to continuously monitor and improve our financial crime posture.
- Drive a strong culture of risk awareness and accountability across our business.
- Control Framework Design & Development
- Develop and maintain financial crime risk and control frameworks tailored to business needs and regulatory requirements.
- Support product development and operational teams with clear and comprehensive financial crime input during new initiatives, ensuring risks are appropriately identified and mitigated from inception and can be translated as requirements for teams to build and/or for processes to be implemented and optimised.
- Implementation and Stakeholder Management
- Lead the 1LOD Financial Crime function, embedding effective systems and controls to detect, prevent, and respond to financial crime risks.Identify and describe key FinCrime objectives and set clear associated performance metrics for involved teams.
- Own the execution of day-to-day financial crime processes, including transaction monitoring, sanctions screening, customer due diligence (CDD/KYC), enhanced due diligence (EDD), and suspicious activity reporting (SAR).
- Lead implementation projects for financial crime systems, rules, and procedures during new product or business area launches.
- Coordinate cross-functional teams including compliance, technology, operations, and risk management for successful implementation.
- Ensure timely escalation and resolution of financial crime-related issues in collaboration with the 2LOD Compliance/Financial Crime team.
- Risk Management and Monitoring
- Continuously assess financial crime risks and ensure appropriate mitigations are in place.
- Lead investigations and responses to financial crime incidents, ensuring timely reporting and resolution.
- Establish effective financial crime monitoring processes and systems to proactively detect and manage risks.
- Regulatory Compliance and Reporting
- Demonstrate compliance with applicable laws, regulations, and best practices through clear and effective control frameworks designed to prevent financial crime.
- Deliver clear and actionable MI and reporting on financial crime risks and control framework performance to executive management, audit committees, and regulatory bodies.
- Support internal and external audits and regulatory inspections, ensuring effective representation of 1LOD financial crime controls.
- Team Management & Development
- Build and lead a high-performing team of financial crime professionals.
- Provide coaching, development, and performance management to ensure strong execution and a pipeline of future leaders.
- Promote a culture of integrity and vigilance against financial crime across the organization.
- Work closely with related teams across our European organization; will include regular visits to teams in Cyprus, Poland and Bulgaria.
Experience & Skills
- Minimum 7 years of relevant experience in financial crime management, compliance, AML, or related fields within financial services, fintech, or banking sectors.
- Deep understanding of financial crime regulation (UK and EU), including AMLD, FCA Handbook, JMLSG guidance, FATF recommendations.
- Strong knowledge of operational control design and effectiveness testing.
- Expertise in financial crime prevention tools, AML software, sanctions screening solutions, and fraud detection systems.
- Strong knowledge of relevant financial crime regulations (AML, KYC, CFT, sanctions, fraud prevention) and international compliance standards.
- Proficient in the use of data analytics as part of financial crime prevention.
- Experience in a regulated fintech or digital brokerage/trading environment.
- Bachelor's degree or higher in Law, Finance, Business, or a related field; professional certifications (CAMS, CFCS, ICA) highly preferred.
- Leadership and project management capabilities.
- Excellent analytical, critical thinking, and problem-solving skills.
- Strong communication, presentation, and interpersonal abilities, with capability to engage and communicate effectively across our organizatio
What you will get in return:
• Competitive Salary: We believe great work deserves great pay! Your skills and talents will be rewarded with a salary that makes you feel valued and motivated.
• Work-Life Harmony: Join a company that genuinely cares about you - because your life outside of work matters just as much as your time on the clock. #LI-Hybrid
• Annual Performance Bonus: Your hard work doesn’t go unnoticed! Celebrate your achievements with a well-deserved annual bonus tied to your performance.
• Generous Time Off: Need a breather? Our annual leave policy lets you recharge and enjoy life outside of work without a worry.
• Employee Referral Program: Love working here? Share the love! Bring your talented friends on board and get rewarded for growing our awesome team.
• Comprehensive Health & Pension Benefits: From medical insurance to pension plans, we’ve got your back. Plus, location-specific benefits and perks!
• Workation Wonderland: Live your digital nomad dreams with 30 extra days to work remotely from anywhere in the world (some restrictions apply). Adventure awaits!
• Volunteer Days: Make a difference! Take two additional paid days each year to support causes you care about and give back to the community.
Be a key player at the forefront of the digital assets movement, propelling your career to new heights! Join a dynamic and rapidly expanding company that values and rewards talent, initiative, and creativity. Work alongside one of the most brilliant teams in the industry.
