Compliance Officer
San Francisco, CA and Remote US
Compliance /
Full-Time /
Remote
The Role
Cardless is seeking a Compliance Officer to join our stellar and growing Compliance team! The Compliance team is responsible for the successful launch of our custom cobrand credit cards in compliance with all relevant regulatory requirements. As a Compliance Officer, you will be responsible for supporting the Head of Compliance in carrying out the daily operations needed to sustain a robust compliance program focused on consumer lending. This role can be based in SF in our Headquarters or remote.
The responsibilities
- Assist in development, implementation and maintenance of sound internal controls
- Support monitoring and testing program
- Leading initiatives and managing high-impact special project work streams with a results-driven focus to deliver solutions, including coordinating the implementation of new regulatory requirements.
- Assist with day to day compliance program tasks, such as handling ad-hoc investigations or complaints, including preparing submissions to regulators, and performing remediations
- Support compliance function through audits, examinations, and other procedures required by applicable regulatory frameworks
- Educate, train and advise employees
- Maintain and update compliance program policies, procedures and other documentation
- Review quality assurance information from our Customer Support team to perform trend analysis and inform bank reporting
- Support Compliance team in engaging with bank partner
- Collaborate with product, engineering, risk/credit and operations teams
The Requirements
- Excellent written and verbal communication skills
- Knowledge of Consumer Compliance laws, rules, regulations, risks and typologies, Regulation Z (TILA), ECOA/Regulation B, UDAAP, Fair Credit Reporting Act (FCRA)/Regulation V, and CAN SPAM
- Experience supporting Credit Cards or Lending Products
- 5+ years experience in financial regulatory compliance, ideally in a fintech or payments setting
- Proven experience as a compliance leader, and to operate in a fast-paced environment
- Familiarity with industry practices and professional standards
$140,000 - $180,000 a year
Compensation
This role has an annual starting salary range of $140,000 - $180,000 + equity + benefits (see below). Actual compensation is influenced by a wide array of factors including but not limited to skills, experience, and specific work location.
