Lead Rewards Program Designer

San Francisco, California /
Business Operations /
Who we are:
Cardless is a credit card company. We help brands launch custom cobrand credit card products. We handle the program creation, card underwriting, lending, issuance, and top-notch customer service, while brands focus on delivering rewards truly valuable to their superfan cardholders.

We recently raised a Series A, and things are getting serious.

In the 18 months since our founding, we have assembled all of the partnerships needed to launch, hired engineering, compliance, and operational teams, secured strong funding, and have built the foundations for an iconic brand.

We’re confident about what we’ve built so far, but we know it can be better. Which brings us to your role...

We’re looking for a seasoned professional to be our lead rewards program designer to report into our Business Operations division.

Your job will be to own and execute the end to end design processes for the credit card rewards programs of our newest brand partners.  

We are looking for applicants from diverse backgrounds, but some experience with financial modeling is a must.

Your job will incorporate the following:

    • in-depth, design lead customer research with brands and other stakeholders
    • financial modeling of costs associated with offering rewards programs
    • developing the industry’s most innovative credit card rewards programs, the likes of which the US has not yet seen
    • working with our product and engineering teams to ensure the technical viability of the programs designed
The two founders of Cardless are very familiar with optimizing the rewards programs of our competitors, and it is strongly advantageous for you to have substantial first-hand knowledge of current credit card rewards programs on offer by legacy US credit card companies. 

If you have any questions about this role, please contact bizops@cardless.com

We look forward to receiving your application and cover letter!

About us:
Cardless was founded in February 2019 by Michael Spelfogel and Scott Kazmierowicz (ex-Stanford CS / Data Science, ex-Lyft, ex-Visa, ex-Goldman) and is backed by top VCs including Accomplice, Greycroft, Clocktower Ventures, as well as founders of Plaid, Plastiq, SeatGeek, Flatiron Health, and FiveStars. We believe the future of financial services is cardless. Our name reflects the advanced technologies we work with everyday to make managing and moving money safer, easier, and more rewarding for everyone.