Android Engineer

San Francisco, California /
Engineering /
Who we are:
Cardless is a credit card company. We help brands launch custom cobrand credit card products. We handle the program creation, card underwriting, lending, issuance, and top-notch customer service, while brands focus on delivering rewards truly valuable to their superfan cardholders.

We recently raised a Series A, and things are getting serious.

In the 18 months since our founding, we have assembled all of the partnerships needed to launch, hired engineering, compliance, and operational teams, secured strong funding, and have built the foundations for an iconic brand.

We’re confident about what we’ve built so far, but we know it can be better. Which brings us to your role...

As an Android engineer, you’ll be working on our core consumer product, a mobile app to manage a credit card product. You’ll interface closely with top design talent, as well as key partners and customers to help architect and implement new products and features. Software engineering experience building complex systems is a must, enjoying getting into the weeds on complex financial products, processes, and regulation is a plus!


    • At least two years work experience as a mobile engineer, creating dynamic experiences for consumers relying on internal endpoints and third party SDKs.
    • Thrive in a collaborative environment involving different stakeholders and regulatory, financial, privacy, and security experts
    • Demonstrated expertise working on projects to successful completion involving a wide variety of technologies and systems
    • Experience stitching many different services and processes together even if you have not worked with them before
    • Uphold best practices in engineering, security, and design


    • Work with a wide range of systems, processes and technologies to own and solve problems from end-to-end
    • Build new features for internal and external users
    • Uphold our high engineering standards and bring consistency to the many codebases and processes you will encounter
    • Collaborate with teams across the company including product, design, and operations
About us:
Cardless was founded in February 2019 by Michael Spelfogel and Scott Kazmierowicz (ex-Stanford CS / Data Science, ex-Lyft, ex-Visa, ex-Goldman) and is backed by top VCs including Accomplice, Greycroft, Clocktower Ventures, as well as founders of Plaid, Plastiq, SeatGeek, Flatiron Health, and FiveStars. We believe the future of financial services is cardless. Our name reflects the advanced technologies we work with everyday to make managing and moving money safer, easier, and more rewarding for everyone.