Compliance Manager

Brazil
Operations – Compliance
Permanent Full-time
About us

Launched in 2012, Checkout.com is a leading international provider of online payment solutions. Checkout.com is built on 100% proprietary technology and handles every part of the payment process, providing complete transparency across the entire payment value chain.

We currently process 150+ currencies and offer access to all international cards and popular local payment methods to merchants through one integration.

Customers in our portfolio include international businesses like Samsung, Transferwise, Hopper, Virgin and Adidas. Our mission is to partner with smart businesses to optimise their payments, increase revenue and meet the dynamic needs of their customers. 

We are building a unique work environment where our people aspire to solve complex problems and deliver valuable solutions. We believe that excellence can be achieved through a dynamic culture driven by collaboration and teamwork.

In May 2019, we raised $230m in what is Europe’s largest ever fintech Series A round, and globally the third largest fintech Series A round of all time. This fundraising round gave us a valuation of around $2 billion.

About the role

Checkout.com is actively looking for a Compliance & Merchant Onboarding professional who will take the initiative to monitor our financial crime and compliance programs and bolster our portfolio growth. Working closely with key internal players (Business Development, Sales, Legal teams and Top Management), local regulatory bodies. and interface with some of our high value merchants and partners.

The ideal candidate will be a confident individual with strong interpersonal and organisational skills and one who is able to demonstrate the ability to effectively and proactively exercise good judgment and partner with the business in a fast-paced environment.

Key Responsibilities:

    • Work closely with other internal functions and teams to ensure overall compliance to all applicable regulatory and contractual requirements;
    • Investigate and then where required, escalate any major compliance flag to Management and suggest recommendations for remediation and enhance existing processes accordingly
    • Continuous improvement of compliance policies to ensure the business is in compliance with regulatory requirements.
    • The management of an annual audit programme, including regular internal audits and compliance reviews
    • Develop compliance reporting per regulatory and governance requirements
    • Manage business risk assessment on new and existing customers to identify risky business practices and present appropriate mitigations.
    • Ensure we are aligned with the Scheme cards industry requirements for Acquirers.

About you:

    • Previous Compliance, Enterprise Risk and Client Onboarding experience in oversight/management of a money service bureau business in a comparable organisation;
    • Knowledge of AML/Sanctions compliance requirements and standards such as KYC/client risk rating, transaction monitoring, suspicious activity reporting, client screening/sanctions requirements, and risk assessment
    • Obsessed with slick processes, always aiming for simplicity and efficiency
    • Solution driven approach, with exemplary problem solving and analytical skills
    • Team player with strong collaborative qualities and a positive demeanour 
    • Strong written and verbal communication skills with the ability to present analysis and recommendation
    • Fluency in Portuguese and English
Checkout.com is an equal opportunities employer. We believe passionately that employing a diverse workforce is central to our success. We make recruiting decisions based on your experience, skills and personality. We welcome applications from all members of society irrespective of age, sex, disability, sexual orientation, race, religion or belief. Due to the numerous amount of application received, only the ones corresponding to this job profile will be contacted. If you have not been contacted within 3 weeks please deem your application as unsuccessful.

We are committed to protecting and respecting your privacy. We will only process and retain your information as necessary for the purposes of progressing your application or as required by applicable laws and regulations. We may also collect personal information about you through the application and recruitment process, either directly from you or from third-parties (employment agencies, recruitment websites, former employers, credit reference agencies or other background check agencies). In limited circumstances, we may transfer your information to the following countries outside the EU, while making sure your personal data is treated with the same level of protection offered in the EU. Please refer to our Privacy Policy (https://www.checkout.com/legal/privacy-policy) for further information about how your data is being collected, processed and retained at Checkout.com.