underwriting & pricing analyst
bengaluru
product & growth – consumer products /
full time /
On-site
what is CRED?
CRED is an exclusive community for India’s most trustworthy and creditworthy individuals, where the members are rewarded for good financial behavior.
CRED was born out of a need to bring back the focus on a long lost virtue, one of trust, the idea being to create a community centered around this virtue. a community that constantly strives to become more virtuous in this regard till they finally scale their behavior to create a utopia where being trustworthy is the norm and not the exception. to build a community like this requires a community of its own; a community special in its own way, working towards making this vision come true.
here’s a thought experiment: what do you get when you put a group of incredibly passionate and driven people and entrust them with the complete freedom to chase down their goals in a completely uninhibited manner? answer: you get something close to what we have at CRED; CRED just has it better.
here’s what will be in store for you at CRED once you join the team
what will you do?
- analyze user behavior, risk profiles, and funnel drop-offs to figure underwriting gaps develop model to optimise conversions
- be the single source of data intelligence for insurance partners to improve on pricing & coverage
- collaborate with insurer partners to co-develop underwriting models to optimise insurance coverage & pricing for users
- create cohort level pricing recommendations, design & launch experiments to evolve into a full fledged underwriting model
- evaluate alternate data sources (e.g. digital behavior, credit, lifestyle) within CRED or outside of CRED for new pricing levers
- work cross-functionally with product, tech, and data teams to translate risk logic into product features
you should apply if you have :
- 2-6 years of experience in insurance underwriting (preferably motor insurance)
- knowledge of pricing and actuarial fundamentals
- proficient in analytics tools like excel, sql
- familiar with insurance products
- ability to work with multiple stakeholders - engg, product, data teamshave an eye for detail and can multi-task effectively in a demanding environment
