senior business analyst

bengaluru
corporate and business strategy – business strategy /
full time /
On-site
what is CRED?

CRED is an exclusive community for india’s most trustworthy and creditworthy individuals, where the members are rewarded for good financial behavior. 

CRED was born out of a need to bring back the focus on a long lost virtue, one of trust, the idea being to create a community centered around this virtue. a community that constantly strives to become more virtuous in this regard till they finally scale their behavior to create a utopia where being trustworthy is the norm and not the exception. to build a community like this requires a community of its own; a community special in its own way, working towards making this vision come true. 

here’s a thought experiment: what do you get when you put a group of incredibly passionate and driven people and entrust them with the complete freedom to chase down their goals in a completely uninhibited manner? answer: you get something close to what we have at CRED; CRED just has it better. 

this is a horizontal role that cuts across all business lines at CRED. in this role, you will play a key role in generating inputs that inform CRED’s strategic choices and capital allocation decisions  to meet our key goals. it is important to be curious, data-backed, and independent in your view (agreement and disagreement alike)as you will often find yourself collaborating with key business leaders on their respective lob p&l.

what will you do:

    • strategic data insights: 
    • support all business lines by executing high-impact analyses across CRED’s p&l to uncover data-driven insights and identify opportunities for operational and financial excellence
    • contribute to capital allocation and performance decisions by partnering with business finance leaders on revenue, cost, and roi optimization initiatives
    • analyse user-level trends in usage, engagement, and monetization within specific lobs to inform a broader understanding of customer value; enable central teams to shape long-term ltv strategies across the ecosystem
    • financial metrics tracking & automation: build dashboards and models (including using AI tools to enhance productivity - like automating workflows) to track business kpis and proactively surface trends and anomalies, support monthly and quarterly business reviews by synthesising key financial and operational metrics
    • p&L optimisation: drive revenue & cost optimization projects, partnering with cross-functional teams (product, growth, finance) to evaluate roi, enhance the bottom line, and implement process improvements
    • ir analysis: work with investor relations to deliver key metric analyses and presentations, including automation where feasible

You should apply if you:

    • experience as an analyst in high growth tech startups (preferably horizontal teams), management consulting, research analytics firm 
    • breathe data and have exceptional analytical, problem-solving, research & presentation skills
    • experience in querying and extracting data through sql and running analysis on excel
    • have good time management skills and strong sense of ownership to generate high-quality outputs
    • have business acumen to appreciate and understand levers for business growth and profitability