Compliance Manager, Malta
Saint Julian's, Malta
Compliance – Regulatory Compliance & Operations /
Full-time /
Hybrid
We are looking for a proactive and experienced Compliance Manager to join our growing team. This role is designed for a professional with a strong command of AML/CFT regulations and broader EU financial regulatory frameworks. The successful candidate will be responsible not only for leading financial crime prevention initiatives but also for supporting overall regulatory compliance across multiple areas, including licensing obligations, consumer protection, operational resilience, and data protection.
You will work closely with the MLRO and senior stakeholders to ensure the business operates in line with applicable regulatory requirements, while identifying areas for improvement and driving continuous enhancement of the compliance program.
Job Responsibilities:
- Lead and implement financial crime compliance projects, with a focus on AML/CFT systems, controls, and regulatory alignment;
- Ensure adherence to applicable AML/CFT laws, EU directives, national implementing legislation, and guidance issued by competent authorities (e.g., FIAU, MFSA, Central Bank, EBA, FATF);
- Oversee the implementation and ongoing development of key compliance frameworks, including customer risk assessments, transaction monitoring, sanctions screening, and enhanced due diligence (EDD);
- Monitor and interpret regulatory developments at the EU and local levels, assessing their impact and supporting the business in implementing appropriate controls;
- Develop and maintain policies, procedures, and internal controls covering both financial crime and broader regulatory obligations;
- Serve as a compliance partner to product, operations, legal, and other business units, offering proactive advice and ensuring regulatory expectations are embedded across operations;
- Prepare for and support internal audits, regulatory inspections, and supervisory reporting;
- Deliver internal training and awareness initiatives related to AML/CFT and broader compliance risks;
- Participate in risk assessments, compliance monitoring plans, and other assurance activities to ensure ongoing control effectiveness.
Job Requirements:
- Degree in Law, Finance, or a related field;
- Minimum 3 years of experience with a regulated entity in Malta (e.g., credit or financial institution, CASP, EMI, PI) as a Compliance Manager or MLRO;
- In-depth knowledge of AML/CFT legislation and a solid understanding of EU regulatory frameworks, including financial services law, conduct of business, data privacy, and digital finance regulations;
- Proven track record in project management, control design, and implementation of compliance programs;
- Strong interpersonal skills with the ability to work collaboratively across departments;
- Excellent analytical, drafting, and presentation skills;
- High ethical standards, sound judgment, and the ability to maintain independence while supporting business goals.
- Experience with compliance tools (e.g., transaction monitoring, screening, risk scoring).
- Industry certifications such as CAMS, ICA Diploma, or equivalent.
- Exposure to fintech, crypto-asset service providers, or cross-border financial services.
Nice to have:
