Credit Analyst

Los Angeles, California
Financial Products & Investments – Lending
Full Time
Overview:

Currency is dedicated to disrupting e-commerce by designing financial technology that unlocks the free flow of capital and opportunity for our customers through our revolutionary POS platform. Based on the West Coast, we are one of the fastest growing fintech firms thanks largely to our vision and our diverse, collaborative, and talented teams. We are looking for motivated and passionate individuals looking to innovate and disrupt the fintech industry and have some fun doing it.

We are looking for a dynamic Credit Analyst who is ready to grow their career within our firm.  Must be a quick-learner with both quantitative and qualitative analysis abilities. 

Responsibilities

    • Review credit submission to ensure that sufficient information has been provided for rendering a decision.
    • Assess degree of risk by performing objective analysis of businesses.
    • Obtain necessary information for credit decision through online resources.
    • Communicate with Account Manager if additional information is required prior to credit decision.
    • Upload credit decisions and updates into database system and provide proper communication with Account Manager.
    • Manage corporate portfolio
    • Review any subsequent documentation needed to clear credit stipulations.
    • Provide professional and accurate communication with Revenue, Operations and Funding departments.
    • Stay up to date on internal credit policy changes.

Qualifications

    • Bachelor's Degree in Business, Finance or related field preferred
    • Must be proficient with Microsoft Office (Word, Excel, Outlook)
    • Ability to multi-task and prioritize
    • Professional and courteous communication to service internal clients
    • Strong written communication skills
    • Ability to research and evaluate data to make informed decisions and solve problems
    • Strong mathematical and analytical skills
Perks and Benefits:

We have created a company culture complete with:
- Unlimited paid time off
- Casual dress code
- Office happy hours
- Bonuses
- Team sports
- Trips to Las Vegas, Palm Springs, etc...
- And not to mention, a great compensation structure. As a result, our employees are excited to come to work in the morning and grow personally, financially, and professionally.

Check us out on LinkedIn!