Compliance Officer , Risk and MLRO - Ireland
Ireland (Remote)
Compliance – Compliance /
Full Time /
Remote
Why you should join dLocal?
dLocal enables the biggest companies in the world to collect payments in 40 countries in emerging markets. Global brands rely on us to increase conversion rates and simplify payment expansion effortlessly. As both a payments processor and a merchant of record where we operate, we make it possible for our merchants to make inroads into the world’s fastest-growing, emerging markets.
By joining us you will be a part of an amazing global team that makes it all happen, in a flexible, remote-first dynamic culture with travel, health, and learning benefits, among others. Being a part of dLocal means working with 800+ teammates from 25+ different nationalities and developing an international career that impacts millions of people’s daily lives. We are builders, we never run from a challenge, we are customer-centric, and if this sounds like you, we know you will thrive in our team.
What’s the opportunity?
Responsible for Compliance and Regulatory, Anti-Money Laundering and Counter-Terrorist Financing, and risk management matters.
What will I be doing?
- Main point of contact for compliance queries for the business and provide expert advice and guidance to business units.
- Provide detailed reporting to the Global Head of Compliance & Risk regularly.
- Maintain formal governance and oversight of regulatory risk, identifying potential and actual risks and implementing effective risk treatments in conjunction with the business.
- Assist in the assessment and review of new/emerging legislation/regulation including PSD2, 6AMLD, DORA, NIS2, CESOP, and ESG, amongst others.
- Develop and implement the compliance monitoring program and perform specific reviews as required and as directed by the Global Head of Compliance & Risk. These reviews may include third-party/outsourced service providers / Outsourcing agreements / Third party registers.
- Conducting risk assessments for gaps in internal policies and procedures.
- Develop and implement risk management strategies that align with the organization's goals and objectives, considering the prioritization of risks based on their potential impact.
- Stay informed about emerging risks in the industry and global landscape that could impact the organization's risk profile, and develop strategies to address them.
- Identification of compliance breaches and ensuring prompt rectification.
- Maintaining a register for breaches, errors, and complaints for regulated entities as directed.
- Serve as the primary point of contact for regulatory inquiries and examinations and liaise with the Central Bank of Ireland and other regulatory authorities as needed.
- Producing and presenting financial crime, risk, and compliance reports for fund board meetings.
- Participate in project work as needs arise.
- Ensure compliance with the AML/CFT Framework in place, across all relevant business areas and jurisdictions;
- Conduct regular risk assessments to identify and evaluate AML/CFT risks associated with the organization’s product, services, clients, and geographic locations and develop risk mitigation strategies to monitor their effectiveness over time.
- Enhance internal and external compliance, regulatory and AML reporting and assist in the reporting to the Board of Directors and Senior Management.
- Assess and investigate flagged transactions and, if necessary, file SARs/STRs with appropriate regulatory authorities.
- Conduct ongoing training to keep employees up-to-date with changes in AML/CFT regulations and emerging risks.
- Ensure records are readily accessible for regulatory inspections and audits.
What skills do I need?
- Ideally prior experience at PCF level – including roles in Compliance/MLRO/ Risk Management.
- At least 8+ years of professional experience, ideally with at least 5 years in a regulated financial services business – mainly retail banking or payment operations.
- Strong understanding of relevant regulatory requirements, including those set forth by the Central Bank of Ireland.
- Member of the Association of Compliance Officers Ireland is desirable.
- Desirable if they have prior exposure to payments operations, with an international scope.
- Ability to work closely with a highly entrepreneurial group executive team and geographically dispersed group finance function, networking internally and building confidence .
- Strong commercial judgment, outstanding eye for detail and good creative problem-solving ability.
- Solid communication in English, other languages are a plus.
What happens after you apply?
Our Talent Acquisition team is invested in creating the best candidate experience possible, so don’t worry, you will definitely hear from us. We will review your CV and keep you posted by email at every step of the process!
