Compliance Officer - Uruguay
Montevideo (Hybrid)
Compliance – Compliance /
Hybrid
Why should you join dLocal?
dLocal enables the biggest companies in the world to collect payments in 40 countries in emerging markets. Global brands rely on us to increase conversion rates and simplify payment expansion effortlessly. As both a payments processor and a merchant of record where we operate, we make it possible for our merchants to make inroads into the world’s fastest-growing, emerging markets.
By joining us you will be a part of an amazing global team that makes it all happen, in a flexible, remote-first dynamic culture with travel, health and learning benefits, among others. Being a part of dLocal means working with 1000+ teammates from 30+ different nationalities and developing an international career that impacts millions of people’s daily lives. We are builders, we never run from a challenge, we are customer-centric, and if this sounds like you, we know you will thrive in our team.
What’s the opportunity?
- As our Compliance Officer, you will join our global team and will play a crucial role in banking relationships as well as with internal reports. You will be formally appointed and registered as Compliance Officer of the local entity.
What will you be doing?
- Ensure implementation of AML/KYC and related compliance obligations in customer onboarding and ongoing due diligence, in line with Uruguayan fintech regulations.
- Collaborate with internal teams to provide legal guidance on regulatory compliance matters, particularly related to payments, AML, KYC, and customer risk assessments.
- Oversee transaction monitoring processes, including the establishment of legal thresholds, review of alerts, and escalation protocols.
- Ensure timely and accurate filing of Suspicious Activity Reports (SARs) in accordance with requirements from the Unidad de Información y Análisis Financiero (UIAF) and other relevant authorities.
- Maintain and manage a repository of compliance obligations specific to the Uruguayan fintech regulatory landscape, with ongoing risk assessment and updates.
- Monitor regulatory developments and maintain engagement with Banco Central del Uruguay (BCU) and other relevant bodies to ensure compliance with evolving legal requirements.
- Support the preparation of internal compliance reports, including the annual internal control self-assessment, with a strong focus on AML/KYC.
- Lead or support legal training and awareness initiatives to ensure operational teams are informed and compliant with applicable fintech regulations.
What skills do you need?
- A degree in law, with a strong preference for lawyers who have in-depth knowledge of Uruguayan fintech regulations and the legal intricacies of AML and KYC.
- A bachelor’s degree in business, finance, accounting, or a related field or equivalent experience will also be considered.
- 4-6 years of legal experience in consultancy firms, AML, Transaction Monitoring, and KYC within the banking or fintech sector in Uruguay.
- A deep understanding of the legal financial crime regulatory framework specific to the Uruguayan fintech landscape.
- Exceptional legal written and oral communication skills, with the ability to articulate complex regulatory requirements clearly from a regulatory-legal perspective.
- Fluency in English is a requirement, given the international context of fintech legal compliance.
- Proven ability to complete legal work efficiently while adapting swiftly to shifting legal priorities, particularly in the evolving realm of fintech regulation in Uruguay.
What do we offer?
Besides the tailored benefits we have for each country, dLocal will help you thrive and go that extra mile by offering you:
- Remote work: work from anywhere or one of our offices around the globe!*
- Flexibility: we have flexible schedules and we are driven by performance.
- Fintech industry: work in a dynamic and ever-evolving environment, with plenty to build and boost your creativity.
- Referral bonus program: our internal talents are the best recruiters - refer someone ideal for a role and get rewarded.
- Learning & development: get access to a Premium Coursera subscription.
- Language classes: we provide free English, Spanish, or Portuguese classes.
- Social budget: you'll get a monthly budget to chill out with your team (in person or remotely) and deepen your connections!
- dLocal Houses: want to rent a house to spend one week anywhere in the world coworking with your team? We’ve got your back!
*For people based in Montevideo (Uruguay), 55% of the monthly attendance at the office is required. This requirement does not apply to IT and Fraud roles.
What happens after you apply?
Our Talent Acquisition team is invested in creating the best candidate experience possible, so don’t worry, you will definitely hear from us. We will review your CV and keep you posted by email at every step of the process!
