Director of Compliance
Remote
Compliance – Compliance /
Full-Time /
Remote
EPM is growing, and we are seeking a Director of Compliance to join our team. You’ll be responsible for leading the Company’s compliance strategy and ensuring adherence to federal, state, and local regulations and agency guidelines governing mortgage origination, selling, servicing, and securitization. The ideal candidate is a strong leader with deep regulatory expertise, excellent analytical skills, and proven experience modernizing compliance programs and managing compliance teams. If this sounds like you, apply today!
Key Responsibilities
- Lead the Compliance Department, overseeing compliance programs including BSA/AML and Fair Lending.
- Develop and implement company-wide compliance strategies, policies, and procedures.
- Interpret and provide guidance on mortgage lending regulations and agency guidelines (e.g., CFPB, HUD, VA, TILA, RESPA, TRID, QM/ATR, ECOA, HMDA, GLBA, UDAAP, SAFE Act, Fannie Mae, Freddie Mac).
- Develop a change management system to monitor regulatory changes, update policies, and oversee new mortgage product offerings.
- Conduct audits, monitoring, and testing of compliance procedures; report findings, implement corrective actions, and monitor remediation
- Establish SOPs and efficient processes to support organizational needs and provide excellent service to business units.
- Conduct loan reviews, identify trends, and report findings to Senior Management.
- Serve as escalation point for complex compliance issues and collaborate across departments to implement timely solutions.
- Prepare reports and materials for senior leadership and the Compliance Committee.
- Act as liaison with regulators and external agencies; participate in audits, exams, consumer complaint responses, and compliance reporting.
- Provide leadership and coaching to Compliance staff, ensuring clear performance standards and objectives.
- Oversee the development, delivery, and documentation of compliance training programs, including annual certifications.
- Collaborate with internal teams (including regulatory counsel) and external vendors to address compliance issues and integrate compliance into operations.
- Provide oversight of TPOs and vendor management, including due diligence, audits, corrective actions, and reporting.
- Additional responsibilities as assigned due to business needs.
Qualifications & Skills
- Bachelor’s degree in business, finance, or related field.
- 7+ years of experience in compliance, risk management, or financial services; mortgage origination experience required.
- 5+ years of management-level experience in compliance, including leading teams.
- Strong knowledge of federal and state mortgage lending regulations, investor guidelines, and government agency standards.
- Experience with loan origination processes (Processing, Underwriting, Closing, QA) and servicing.
- Prior experience managing regulatory exams, audits, compliance reporting, quality control, and TPO oversight.
- Proficiency with Encompass and Mavent; JIRA experience preferred.
- Strong leadership, communication, and organizational skills.
- Experience preparing Suspicious Activity Reports (SARs) and working with SAR Review Advisors.
- Professional certifications preferred, including CRCM (Certified Regulatory Compliance Manager) or CAMS (Certified Anti-Money Laundering Specialist).
About EPM
Founded at the height of the mortgage crisis in 2008, EPM has rapidly evolved into one of the leading mortgage lenders in the U.S. Our vision is clearto live in a world that everyone has the opportunity for the American Gift. We strive to offer top-tier financial services, exceptional communication, and unwavering assistance to our clients. Our goal is not only to facilitate homeownership but also to empower individuals and families through informed financial decisions, by closing one loan perfectly at a time.
Headquartered in Atlanta, GA, EPM is licensed in 50 states and provides an array of lending resources such as Conventional, FHA, VA, 203K, Reverse, and USDA loans. Additionally, we are proud to be a trusted Seller/Servicer for Fannie Mae, Freddie Mac, and Ginnie Mae, ensuring that our clients have access to reliable and competitive financing options.
EPM is an equal opportunity employer committed to creating an inclusive environment for all employees. We do not discriminate based on race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, veteran status, or any other protected characteristic.
Candidate Acknowledgment Statement
By clicking "Apply for this Job," I acknowledge that I have reviewed, understand, and agree to the terms outlined in the linked EPM Legal Statement and Application Addendum.
