Underwriter
Remote
Operations – Underwriting /
Full-Time /
Remote
EPM is growing, and we are seeking an experienced mortgage Underwriter to join our team. You’ll be responsible for ensuring real estate loan applications are completed with all required documents submitted correctly and loan files are in accordance with the latest investor guidelines and industry standards. The ideal candidate is an organized, detail-oriented professional who wants to play a key role on a winning team. We are specifically looking for candidates based on the West Coast of the U.S. to align with our operational needs. If this sounds like you, apply today!
Key Responsibilities
- Search clients’ employment and financial histories thoroughly to determine accuracy of all documentation.
- Inquire about any additional information needed to determine loan risk.
- Ensure that once all information is received it is accurate, it meets compliance standards, and it aligns with company policies.
- Communicate and document reasons for approval or rejection of loans so clients and loan officers are well-informed of decisions.
- Examine all documents and mortgage loan applications verifying that all necessary information is included for approval or rejection.
- Additional responsibilities related to business needs.
Qualifications & Skills
- Knowledge of home loans and residential mortgages such as conventional, VA, FHA, USDA, Non-QM loans, and loan products.
- 3+ years of mortgage underwriting experience or mortgage lending experience required.
- Active DE/CHUMS and/or LAPP/SAR certification required.
- Knowledgeable in automated underwriting systems and Microsoft office.
- Strong decision-making and communication skills.
- Wholesale underwriting experience strongly preferred.
- Proficiency with Encompass loan origination system preferred.
- Candidates located on the West Coast of the U.S. in either the PST or MST time zones preferred.
About EPM
Founded at the height of the mortgage crisis in 2008, EPM has rapidly evolved into one of the leading mortgage lenders in the U.S. Our vision is clearto live in a world that everyone has the opportunity for the American Gift. We strive to offer top-tier financial services, exceptional communication, and unwavering assistance to our clients. Our goal is not only to facilitate homeownership but also to empower individuals and families through informed financial decisions, by closing one loan perfectly at a time.
Headquartered in Atlanta, GA, EPM is licensed in 50 states and provides an array of lending resources such as Conventional, FHA, VA, 203K, Reverse, and USDA loans. Additionally, we are proud to be a trusted Seller/Servicer for Fannie Mae, Freddie Mac, and Ginnie Mae, ensuring that our clients have access to reliable and competitive financing options.
EPM is an equal opportunity employer committed to creating an inclusive environment for all employees. We do not discriminate based on race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, veteran status, or any other protected characteristic.
Candidate Acknowledgment Statement
By clicking "Apply for this Job," I acknowledge that I have reviewed, understand, and agree to the terms outlined in the linked EPM Legal Statement and Application Addendum.
