Mortgage Processor

Remote /
Operations – Processing /
Full-time (Remote/Work From Home)
Keller Mortgage (an affiliate of Keller Williams Realty) is one the country’s fastest growing mortgage companies in the country! We employ over 700 employees, and we are licensed to operate in 49 States (soon to be all 50). In 2019, per Scotsman Guide, we were the 47th largest Mortgage Lender in the United States, with a loan volume of over $2.9 billion. We also placed 40 of our loan officers onto Scotsman’s Guide list of Top Originators (based on volume) for 2019, which represents about 40% of our loan officers. In 2020, volumes are even higher, and we continue to grow! Our signature ZeroPlus loan program features Zero Lending Fees, and $1,000 towards Third Party costs. 

Mortgage Processors are responsible for gathering, reviewing and verifying loan documents including income, credit, appraisal, and title insurance. Additionally, they will be:

RESPONSIBILITIES:

    • Requesting, reviewing and verifying all loan documents such as income, credit, appraisal and title insurance, to ensure complete and accurate information is contained within the file before submission to the underwriting department
    • Reviewing all file documentation; including income and asset documents, employment, application, Title Commitment, Homeowners Insurance policy, et al
    • Contacting borrowers to obtain initial loan application, and any required supporting documents identified at any time during the processing of the loan
    • Communicate clearly and effectively with the borrower, internal Keller Mortgage colleagues, and any third parties involved in the mortgage loan transaction
    • Review and clear all processing conditions set by the Underwriter and/or Quality Control
    • Forwarding documents to Keller Mortgage colleagues according to standard and established practices
    • Ensuring the appraisal is scheduled in a timely and efficient manner
    • Accurately calculating income for all types of borrowers
    • Prioritizing and monitoring daily workflow in order to ensure all loans are being worked on in accordance with the company's timeline expectations
    • Ensuring all required changes which require re-disclosure have been accurately notated and checked into Encompass according to compliance guidelines
    • Represent Keller Mortgage’s mission, vision and values with integrity and professionalism
    • Other duties as required

QUALIFICATIONS:

    • Two or more years of experience as a Mortgage Loan Processor
    • Demonstrated knowledge of mortgage lending regulations and procedures as well as a working knowledge of underwriting guidelines and loan documents
    • Demonstrated advanced product knowledge of FHA, VA, Conventional and other loan programs
    • Working knowledge of Federal and State guidelines, rules and regulations such as RESPA, TILA, and HMDA
    • Demonstrated advanced ability to analyze complex tax returns accurately, and calculate income for all types of borrowers
    • Demonstrated ability to communicate, both verbally and in writing, to colleagues, borrowers, and external vendors in a professional, articulate and respectful manner
    • Proven experience adhering to deadlines and expected delivery dates
    • Demonstrated ability to communicate, both verbally and in writing, to fellow employees, customers and external vendors in a professional, articulate and respectful manner
    • Demonstrated ability to handle delicate situations with diplomacy and tact
    • ·         Proven ability to multi-task, and stay organized in an independent environment
      ·         Possess a passion and desire to continuously improve their style and work productivity
    • Proven experience with a paperless Loan Origination System; preferred candidates will have experience with Encompass
    • HS Diploma or equivalent; preferred candidates will have a Bachelor’s degree in Business or a related field (Finance/Accounting)
This position description is intended to be dynamic and subject to change.  Position requirements and essential functions may be altered from time to time based upon the needs of the organization and department. This position may be required to execute special projects or other related duties on occasion.

Keller Mortgage is proud to be an Equal Opportunity Employer and an Affirmative Action employer. We celebrate diversity and inclusiveness, and we are committed to building a team that represents a variety of backgrounds, perspectives, and skills.