FIU Transaction Monitoring Analyst
Barcelona / Lisbon / Cape Town / Krakow / Bucharest / London / Madrid
Compliance â Regulatory Compliance /
Full Time /
Remote
Hi, weâre MoonPay. Weâre here to onboard the world to the decentralized economy.
Why?
Because crypto and blockchain arenât just technologiesâtheyâre tools for global financial empowerment. They give people control over their money, their digital assets, and their future, unlocking opportunities that traditional systems have kept out of reach.
What we do
At MoonPay, weâre building the infrastructure that powers this new financial system. We make it easy for anyone, anywhere, to buy, sell, and trade crypto using everyday payment methods like cards, Apple Pay, PayPal, Revolut and Venmo. We provide simple tools to send, receive, and manage stablecoins, so anyone can participate in the crypto economy confidently.
Trusted by nearly 30 million customers and over 500 companies, our secure, enterprise-grade platform is driving mainstream crypto adoption worldwide.
We collaborate with innovative brands and projects to build secure, scalable solutions for a blockchain-powered future. And weâre committed to doing it rightâfully licensed in the U.S. and regulated across the UK, EU, Canada, and Australiaâbecause trust and compliance are non-negotiable.
But weâre just getting started. Weâve launched a consumer app that makes crypto accessible, intuitive, and usable for everyone, and itâs growing fast. Weâre iterating every day to make it the best it can be.
If you believe financial freedom should be for everyoneâif you believe in building a fairer, more open financial systemâwe want you with us. To build systems that benefit all, we need contributions from all, regardless of background.
Come build the future of payments and the decentralized economy with MoonPay. Letâs make financial freedom and autonomy the new normal.
đ About the Opportunity
The Financial Intelligence Unit (FIU) is responsible for safeguarding the MoonPay platform against financial crime and money laundering activities. Leveraging advanced analytics and blockchain tracing tools, it collects and analyses huge volumes of data to identify potentially suspicious activities. The team collaborates with regulatory bodies, submitting suspicious activity reports (SARs) and sharing intelligence to combat financial crime.
The FIU TM Analyst will directly support the Financial Intelligence Unit (FIU) to ensure the business operates in accordance with all legal and regulatory requirements and all Group standards relating to anti-money laundering and counter terrorism financing. This role will be responsible to conduct transaction monitoring reviews to ensure efficient monitoring and detection of potential money laundering, terrorist financing, or illicit activities and escalate such activity for additional review. In addition, this role will work independently and closely with the Sr FIU Manager, Team Lead, and/or applicable Head of Compliance in international operational jurisdictions to ensure that all AML related matters are addressed in a timely fashion and in accordance with MoonPay's Compliance policies and procedures.
đ What you will do
* Utilize the transaction monitoring and/or blockchain analytics solutions to independently analyze and assess activity or patterns of activity that do not commensurate with the customerâs profile or expected behaviour.
* Review blockchain wallet screening as well as KYT alerts and/or investigations to include on-chain activity to determine if the customer activity presents risk indicators.
* Independently conduct open source searches as applicable to the relevant customer(s), counterparties, and/or transactional activity.
* Analyze transactional activity, along with information collected through internal systems, blockchain screening tools, and open sources and use sound judgment, decision-making skills in making reasonable and well supported alert dispositions with adequate conclusions.
* Prepare clear and concise alert and/or case dispositions of potential suspicious activity detected for various jurisdictions for a Suspicious Transaction Report (STR)/Suspicious Activity Report (SAR) consideration.
* May be required to draft Suspicious Transaction Reports (STRs)/Suspicious Activity Reports (SARs)
* Discuss potentially unusual findings with the Team Lead, Sr FIU Manager, Head of FIU, and/or appropriate Head of Compliance to determine the proper course of action
* Ensure that transaction monitoring alerts, case investigations and SARs/STRs are completed/submitted within the established deadlines and SLAs
đ» What you'll be working on
You will be at the forefront of safeguarding MoonPay against financial crime. In this role, you'll be working in the FIU as an operational team member to review and resolve financial crimes alerts on a day-to-day basis and conduct Financial Crime Investigations. In addition, you will be responsible for escalating suspicious activity, and, if applicable, preparing suspicious activity reports in the required jurisdiction. You will be engaged within MoonPayâs Financial Intelligence Unit as well as with the MoonPayâs Risk and Compliance Teams and appropriate Heads of Compliance.
đ§âđ About You
* Previous working experience in Financial Crime/Compliance analytical / investigations role(s), for at least 2 years, preferably in TM/FIU
* ACAMS / ACFCS or ICA accreditation
* Experience with blockchain analytics solutions (Chainalysis, TRM, Elliptic, CipherTrace, Scorechain)
* Strong problem-solving skills and attention to detail
* Ability to handle shifting priorities and thrive in a dynamic environment. Comfortable to work independently and upskill on new tools and technology.
* Team player with good communication skills, with the ability to explain technical concepts clearly to different audiences
* Fluent in English
Bonus points for:
* Prior experience working in a fast-paced fintech/cryptocurrency company
* Blockchain analytics solution certifications (Chainalysis, TRM, Elliptic, CipherTrace, Scorechain)
* Proactive, âcan-doâ, collaborative approach
* Solution orientated
*Ability to demonstrate a practical approach to alert processing / analysis
*Ability to feed rule / investigation output back into AML Programme
* Interested in cryptocurrency, blockchain and financial crime detection.
Weâre looking for people who live our core values, those who strive for excellence and want to leave a lasting legacy on the global financial system. Our values:
B - Be Hungry
L - Level Up
O - Own It
C - Crypto Curious
K - Kaizen
Whatâs in it for you
đ°Competitive salary package
đ€ Equity package: We believe financial freedom starts with our employees, so all employees have ownership at MoonPay
đ Pay for performance equity bonus: Those who drive outsized outcomes receive outsized rewards
đ Unlimited holidays: We give you the autonomy to choose when to work (and when to switch off)
đ Hybrid working schedule: Work fully remotely or your nearest Moonbase, the choice is yours
đ©ș Private Healthcare benefits: To protect you and your loved ones
đŒ Enhanced parental leave: So you can spend more time with your loved ones without a second thought
đ Annual training budget: We support your training journey every step of the way
đȘ Home office setup allowance: Create the home office of your dreams
đ Remote working allowance: Those working fully remotely get a little extra for utilities
đ° Monthly budget to spend on our products and zero fee crypto transactions: Cultivate your inner DEGEN
đ° Employee referral programme: Great people know great people, refer them to receive 10K in USDC
âïž Regular remote company offsites: Meet your colleagues regularly for high impact in person sessions and hackathons
đ Working in a disruptive and fast-growing company where excellence is rewarded
Whatâs it like to work at MoonPay?
At MoonPay, youâll work alongside driven, resourceful people who are passionate about excellence in everything they do. Kaizen is more than just a saying here, itâs a mindset. We encourage you to think big, take risks, and push the boundaries of whatâs possible, knowing you have the support of a team that wants to see you grow. Weâre listed in the Sunday Times best places to work guide and consistently strive to provide an environment where everyone feels they can their best work.
Whether youâre remote or collaborating with teammates around the world, youâll find opportunities here to do the best work of your career while shaping the future of the decentralized economy.
Commitment To Diversity
Research has shown that women are less likely than men to apply for this role if they do not have experience in 100% of these areas. Please know that this list is indicative, and that we would still love to hear from you even if you feel that you are only a 75% match. Skills can be learnt, diversity cannot.
Please let us know if you require any accommodations for the interview process, and weâll do our best to provide assistance.
At MoonPay we believe that every voice matters. We strive to create a mindful and respectful environment where everyone can bring their authentic self to work, and experience a culture that is free of harassment, racism, and discrimination. Thatâs why we are committed to diversity and inclusion in the workplace and are a proud equal opportunity employer. We prohibit discrimination and harassment of any kind based on race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, protected veteran status or any other characteristic protected by law. This policy applies to all employment practices within our organization, including, but not limited to, hiring, recruiting, promotion, termination, layoff, and leave of absence.MoonPay is also committed to providing reasonable accommodations in our job application procedures for qualified individuals with disabilities. Please inform our Talent Team if you need any assistance completing any forms or to otherwise participate in the application process.
Please be aware that MoonPay does not request an AI-led interview without seeing a recruiter or team member from MoonPay on video call. We won't ask for your personal identification documents or any money from you during your interview process with us. Be fraud smart! If you receive an email - claiming to be from MoonPay - but from an email address ending in anything other than @moonpay.com, please be aware that this is not us.
