Analyst - Compliance Operation

Compliance – Compliance Operations /
Full-time /
Nium, the Leader in Real-Time Global Payments 
At Nium, we operate at the intersection of an increasingly interconnected world, where the traditional finance industry has been disrupted, and on-demand is in demand. Our payments infrastructure is leading a transformation in payments, enabling anyone, anywhere to make and receive payments instantly, regardless of the location or currency. We currently support: 
-Regulatory Licenses and Authorizations in 40+ Countries, enabling seamless onboarding, rapid integration, and compliance
-190+ Pay Out Markets – 100+ in real time
-35+ Pay In Markets
-30+ Card Issuance Markets
-100+ Supported Currencies 
Today, Nium is the leader in real-time global payments and the fastest way to send money across borders. We are co-headquartered in San Francisco and Singapore, with regional offices in Australia, Brazil, Hong Kong, India, Indonesia, Japan, Lithuania, London, Malaysia, Malta, Netherlands, and UAE. 

What would a day @Nium look like?
·   Conduct in-depth AML/CTF investigations on escalated alerts and cases, identifying potential areas of financial, reputational, and regulatory risk.
·   Utilize expert knowledge of money laundering, financing of terrorism, and related issues to resolve investigations promptly, preventing negative impacts on the company’s financial position and reputation.
· Review and analyse daily AML/CTF cases, ensuring compliance with internal policies and regulatory standards. Document occurrences for regulatory and audit reviews.
· Perform open-source and external database searches to mitigate the impact of adverse information on investigation subjects.
· Handle complex and confidential cases independently, ensuring a complete audit trail for all alerts and cases.
· Monitor assigned businesses or products for AML activity and conduct autonomous reviews and investigations.
· Identify current and emerging transaction typologies, staying proactive in knowledge development.

Which Skills & Experiences will make you successful?

    • Transaction data analysis and working with regtechs and automation skills are important.
    • Ability to identify suspicious and fraudulent activity and other trends typical to financial services.
    • Preparation of Suspicious Activity Report (SAR) to MLRO / Country Financial Investigation Unit (FIU).
    • Ability to work independently and self-motivated.
    • Attention to detail, efficiency, and ability to work under pressure within tight deadlines.
    •  Proactive, with the ability to take initiative and handle stressful situations professionally.
    •  Team player with strong interpersonal skills and a professional business attitude.
    • Strong problem-solving and analytical skills with an investigative mindset.
    • Good hands-on experience with Advanced MS-Excel including Macros is an added advantage. Knowledge with data analytics will be an added advantage (not mandatory).
    • Financial crime compliance background may range from Client Due Diligence and AML experience which includes Sanctions screening, Transaction Monitoring, PEP screening, SAR filling and Investigations.
    •   For Sr Executive levels, candidates who are part of Fin Crime compliance QC/QA process would be preferred.
    • Candidates need to have great English communication skills (both verbal and writing)
    • Experience
    •   Executive: 2 - 4 years exp (2 years min in AML transaction monitoring, SAR filling, Sanction Screenings, Investigations)
    • Sr. Executive: 5-8 years (4 years min in AML transaction monitoring, SAR filling, Sanction Screenings, Investigations)
    • Education: Graduate or post-graduate qualifications in Law, Finance, Accounting, management studies could be preferred.
    • Work Timings & Shifts
    •   There are currently 4 shifts: 6:30 AM – 3:30 PM / 10 AM – 7 PM / 2PM – 11 PM / 5 PM – 2 AM
    • Only 10 AM – 7 PM shifts will have Work from Office at present, but this is on a rotational basis. All other shifts will be in WFH mode at this time.
    • Candidates should be willing to do rotational shifts (including night shifts) and should be flexible on working on either Saturday OR Sunday and Public holidays as well.
    • We follow 5 days’ work policy so people working on Friday and Sat may avail leave on Sunday and Monday and working on Public Holidays will make them eligible for compensatory offs too.
    • Weekends and Public Holidays working will be on WFH mode for now.
    • Working on night shift will be eligible for special night allowance.
    • Location: Nirlon Complex, Mumbai (Goregaon East) 

What we offer at Nium  
We Value Performance: Through competitive salaries, performance bonuses, uncapped sales commissions and robust performance reviews, we ensure that all employees are rewarded and incentivized for their hard work. 
We Care for Our Employees: The wellness of Nium’ers is our #1 priority. In addition to many other benefits, we offer medical coverage, 24/7 employee assistance program, generous time off policies, and a year-end shut down. We also provide a hybrid working environment (3 days per week in the office). 
We Upskill Ourselves: We are curious, always want to learn more and upskill ourselves. As well as role-specific training, we also offer a global learning stipend. 
We Constantly Innovate: Nium continues to be globally recognized for its constant innovations, growth, and employee-centric mindset since our inception: 
-2022 Great Place To Work Certification
-2023 CB Insights Fintech 100 List of Most Promising Fintech Companies
We Celebrate Together: Work is also about having fun with your colleagues and forging deep relationships. We host company-wide social events onsite and virtually, provide team morale budget and bonding activities, happy hours, team offsites, and much more!  
We Thrive with Diversity: Across 33 nationalities and 18+ countries, our diverse and multicultural team embodies our commitment to a safe and welcoming environment for everyone.  
What it’s like to be a Nium'er 
At Nium we center our way of work around 3 core values globally: 
#KeepItSimple: We cut through complexity, simplify at speed and operate with scale in mind. 
#MakeItBetter: We build innovative solutions that make our customers' lives better. 
#WinItTogether: We win in this competitive market by collaborating as one team. 
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