Senior Analyst- KYB Operations

Mumbai
Operations – KYC [Instarem] /
Full-time /
Hybrid
Nium, the Leader in Real-Time Global Payments 
 
At Nium, we operate at the intersection of an increasingly interconnected world, where the traditional finance industry has been disrupted, and on-demand is in demand. Our payments infrastructure is leading a transformation in payments, enabling anyone, anywhere to make and receive payments instantly, regardless of the location or currency. We currently support: 
-Regulatory Licenses and Authorizations in 40+ Countries, enabling seamless onboarding, rapid integration, and compliance
-190+ Pay Out Markets – 100+ in real time
-35+ Pay In Markets
-30+ Card Issuance Markets
-100+ Supported Currencies 
 
Today, Nium is the leader in real-time global payments and the fastest way to send money across borders. We are co-headquartered in San Francisco and Singapore, with regional offices in Australia, Brazil, Hong Kong, India, Indonesia, Japan, Lithuania, London, Malaysia, Malta, Netherlands, and UAE. 

What would a day in your life @ Nium look like?
 
As a KYB Operations Senior Analyst you will –
 
·   Review and process new onboarding applications for individuals and corporates as per internal policies and guidelines.
·   Conduct in-depth AML/CTF investigations on open and escalated applications, identifying potential areas of financial, reputational, and regulatory risk.
·   Utilize expert knowledge of money laundering, financing of terrorism, and related issues to resolve investigations promptly, preventing negative impacts on the company’s financial position and reputation.
· Review and analyze daily escalated cases, ensuring compliance with internal policies and regulatory standards. Document occurrences for regulatory and audit reviews.
·   Handle complex and confidential cases independently, ensuring a complete audit trail for all alerts and cases.
· Monitor assigned businesses or products for AML activity and conduct autonomous reviews and investigations.
· Identify current and emerging transaction typologies, staying proactive in knowledge development.
· Run projects to improve processes through simplification or automation.
 

What expertise & experiences would you need to have to play this kind of role?

    •  Sr. Analyst: 5-8 years (4 years min in KYC/B onboarding, Periodic Reviews, AML monitoring, Investigations)
    • Strong understanding of Client Due Diligence requirements across US, EU, and APAC region
    • Experience in global payments or remittance organizations will be an added advantage.
    • Experience in working with Product/Tech teams to implement product changes or automation.
    • Attention to detail and good organizational skills are essential.
    • Can prioritize, organize and execute tasks with minimal supervision.
    • Good communication skills, both written and verbal
    • Ability to multi-task and keep calm under pressure.
    • A good working knowledge of Microsoft Office
    • Flexibility to work outside normal office hours and in rotational shifts to support operational requirements.

Join the world of Open Money @ NIUM

What we offer at Nium  
 
We Value Performance: Through competitive salaries, performance bonuses, uncapped sales commissions and robust performance reviews, we ensure that all employees are rewarded and incentivized for their hard work. 
We Care for Our Employees: The wellness of Nium’ers is our #1 priority. In addition to many other benefits, we offer medical coverage, 24/7 employee assistance program, generous time off policies, and a year-end shut down. We also provide a hybrid working environment (3 days per week in the office). 
We Upskill Ourselves: We are curious, always want to learn more and upskill ourselves. As well as role-specific training, we also offer a global learning stipend. 
We Constantly Innovate: Nium continues to be globally recognized for its constant innovations, growth, and employee-centric mindset since our inception: 
-2022 Great Place To Work Certification
-2023 CB Insights Fintech 100 List of Most Promising Fintech Companies
We Celebrate Together: Work is also about having fun with your colleagues and forging deep relationships. We host company-wide social events onsite and virtually, provide team morale budget and bonding activities, happy hours, team offsites, and much more!  
We Thrive with Diversity: Across 33 nationalities and 18+ countries, our diverse and multicultural team embodies our commitment to a safe and welcoming environment for everyone.  
 
What it’s like to be a Nium'er 
 
At Nium we center our way of work around 3 core values globally: 
 
#KeepItSimple: We cut through complexity, simplify at speed and operate with scale in mind. 
#MakeItBetter: We build innovative solutions that make our customers' lives better. 
#WinItTogether: We win in this competitive market by collaborating as one team. 
  
For more information, visit www.nium.com.