Senior Analyst – Regulatory Compliance

Compliance – Regulatory Compliance /
Full-time /
Nium, the Leader in Real-Time Global Payments 
At Nium, we operate at the intersection of an increasingly interconnected world, where the traditional finance industry has been disrupted, and on-demand is in demand. Our payments infrastructure is leading a transformation in payments, enabling anyone, anywhere to make and receive payments instantly, regardless of the location or currency. We currently support: 
-Regulatory Licenses and Authorizations in 40+ Countries, enabling seamless onboarding, rapid integration, and compliance
-190+ Pay Out Markets – 100+ in real time
-35+ Pay In Markets
-30+ Card Issuance Markets
-100+ Supported Currencies 
Today, Nium is the leader in real-time global payments and the fastest way to send money across borders. We are co-headquartered in San Francisco and Singapore, with regional offices in Australia, Brazil, Hong Kong, India, Indonesia, Japan, Lithuania, London, Malaysia, Malta, Netherlands, and UAE. 

Our Compliance Team is comprised of professionals with a deep understanding of global financial regulations, enabling them to navigate the complexities of the payments industry with finesse and precision. Joining Nium's Compliance Team means being part of a dynamic and forward-thinking group that actively contributes to shaping the future of financial services.

As we continue to expand our footprint globally, we seek individuals who are passionate about compliance, possess a keen eye for detail, and are driven to maintain the highest standards of integrity.

What would a day @Nium look like?

    • Prepare, review and submit accurate and timely regulatory reports to relevant authorities.
    • Gather, analyze, and validate data from multiple sources to generate comprehensive and accurate reports.
    • Conduct data reconciliation where needed and address discrepancies before submitting reports.
    • Maintain open communication with internal stakeholders to ensure seamless reporting processes.
    • Liaise with external auditors and regulatory authorities as necessary, addressing inquiries and providing requested information.
    • Identify opportunities for process optimization and automation to enhance reporting accuracy and efficiency.
    • Collaborate with technology teams to implement improvements in data extraction and reporting systems.
    • Maintain organized and secure records of regulatory reports, supporting documentation, and communication for audit and reference purposes.
    • Stay current with financial institutions/payments/e-money laws and regulations applicable to IFSM, monitor changes in such regulatory requirements (including reporting requirements) and proactively adjust processes to ensure continued adherence.
    • Collaborate with other compliance team members to interpret and implement regulatory changes effectively.
    • Assist the Compliance Officer with drafting, reviewing and updating Compliance policies and implementing the Compliance Monitoring Plan.
    • Assist the Compliance Officer with implementing a Compliance Training Program and delivery of compliance training to various stakeholders as required.
    • Assist the Compliance Officer with preparing Regulatory Reports for the Board of Directors and senior management as needed.
    • Assess compliance within the institution with internal controls processes and systems via walkthroughs and testing.
    • Provide recommendations and collaborate with various departments to address identified compliance risks.

Which Skills & Experiences will make you successful?

    • Bachelor's degree in finance, accounting, law or a related field. Professional certifications such as CPA, CFA will be considered as an advantage.
    • Strong understanding of reporting requirements and the local (Maltese) regulatory framework applicable to Financial Institutions mostly Electronic Money Institutions or Payment Institutions
    • Proficiency in using data analysis tools, and reporting software.
    • Excellent analytical skills and attention to detail, ensuring accuracy in reporting and data reconciliation.
    • Effective communication skills to interact with diverse stakeholders, both internal and external.
    • Ability to manage multiple tasks under tight deadlines and handle pressure in a fast-paced environment.
    • Prior experience in regulatory reporting, or compliance departments is preferred.
    • Strong verbal and written communication skills are required (especially fluency in English).
    • Ability to work effectively and diligently on own initiative and within a team environment.
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What we offer at Nium  
We Value Performance: Through competitive salaries, performance bonuses, uncapped sales commissions and robust performance reviews, we ensure that all employees are rewarded and incentivized for their hard work. 
We Care for Our Employees: The wellness of Nium’ers is our #1 priority. In addition to many other benefits, we offer medical coverage, 24/7 employee assistance program, generous time off policies, and a year-end shut down. We also provide a hybrid working environment (3 days per week in the office). 
We Upskill Ourselves: We are curious, always want to learn more and upskill ourselves. As well as role-specific training, we also offer a global learning stipend. 
We Constantly Innovate: Nium continues to be globally recognized for its constant innovations, growth, and employee-centric mindset since our inception: 
-2022 Great Place To Work Certification
-2023 CB Insights Fintech 100 List of Most Promising Fintech Companies
We Celebrate Together: Work is also about having fun with your colleagues and forging deep relationships. We host company-wide social events onsite and virtually, provide team morale budget and bonding activities, happy hours, team offsites, and much more!  
We Thrive with Diversity: Across 33 nationalities and 18+ countries, our diverse and multicultural team embodies our commitment to a safe and welcoming environment for everyone.  
What it’s like to be a Nium'er 
At Nium we center our way of work around 3 core values globally: 
#KeepItSimple: We cut through complexity, simplify at speed and operate with scale in mind. 
#MakeItBetter: We build innovative solutions that make our customers' lives better. 
#WinItTogether: We win in this competitive market by collaborating as one team. 

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