Analyst/Sr Analyst - Financial Reconciliation

Operations – Financial Reconciliation /
Full-time /
Nium, the Leader in Real-Time Global Payments 
At Nium, we operate at the intersection of an increasingly interconnected world, where the traditional finance industry has been disrupted, and on-demand is in demand. Our payments infrastructure is leading a transformation in payments, enabling anyone, anywhere to make and receive payments instantly, regardless of the location or currency. We currently support: 
-Regulatory Licenses and Authorizations in 40+ Countries, enabling seamless onboarding, rapid integration, and compliance
-190+ Pay Out Markets – 100+ in real time
-35+ Pay In Markets
-30+ Card Issuance Markets
-100+ Supported Currencies 
Today, Nium is the leader in real-time global payments and the fastest way to send money across borders. We are co-headquartered in San Francisco and Singapore, with regional offices in Australia, Brazil, Hong Kong, India, Indonesia, Japan, Lithuania, London, Malaysia, Malta, Netherlands, and UAE. 

Where do you come into the picture?

You will be part of the Financial Reconciliation Team focusing on reconciliation for all the products of NIUM. 

What would a day in your life @ Nium look like?

    • Have a strong understanding of Reconciliation processes (Cross Border Remittances, Card Transactions, Wallet Transactions), implications, risks, and controls.
    • Review, edit and/or create reconciliation rules on the reconciliation platform.
    • Prepare daily/weekly/monthly/annually Reports on outcomes and exceptions.
    • Have a clear understanding of Bank Statements, able to identify exceptions and highlight the
    • information required for Reconciliation.
    • Make exceptions visible to the Operational Leadership team on a timely basis is very key to the
    • success in the role.
    • Coordinate with relevant stakeholders for reviewing and clearing open items.
    • Work with the Tech team on preparing and finalising the Business Requirement Documents and
    • the Change Request documents
    • Work with the Finance team to meet requirements on both output & strict timelines.
    • This role will require you to work in a rotational shift environment. Also, given Nium operates
    • across multiple geographies there are no fixed holidays, and we follow a flexible holiday schedule. 

What expertise & experiences would you need to have to play this kind of role?

    • 4-6 years of relevant experience in the reconciliation process.
    • Good understanding of the nuances of a Reconciliation Platform and of the Reconciliation rules
    • Strong hands-on reconciliation experience in Payments or Cards or Wallets or all in a multicurrency environment
    • Good understanding of payment formats like SWIFT/ACH, currencies, payment gateways, operational risk around payments.
    • Worked with Finance teams to meet their accounting requirements within defined timelines.
    • Is comfortable in end user Technology to –
    • o Review/Own/Transcribe business requirements specifications with the Tech team.
      o Participate in UAT.
    • Identify system discrepancies and work with the Tech team for short- & long-term solutions.
    • Self-driven and a go getter who is comfortable in dealing with open ended problems.
    • Is solution oriented and can come up with solution options for problem statements.
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What we offer at Nium  
We Value Performance: Through competitive salaries, performance bonuses, uncapped sales commissions and robust performance reviews, we ensure that all employees are rewarded and incentivized for their hard work. 
We Care for Our Employees: The wellness of Nium’ers is our #1 priority. In addition to many other benefits, we offer medical coverage, 24/7 employee assistance program, generous time off policies, and a year-end shut down. We also provide a hybrid working environment (3 days per week in the office). 
We Upskill Ourselves: We are curious, always want to learn more and upskill ourselves. As well as role-specific training, we also offer a global learning stipend. 
We Constantly Innovate: Nium continues to be globally recognized for its constant innovations, growth, and employee-centric mindset since our inception: 
-2022 Great Place To Work Certification
-2023 CB Insights Fintech 100 List of Most Promising Fintech Companies
We Celebrate Together: Work is also about having fun with your colleagues and forging deep relationships. We host company-wide social events onsite and virtually, provide team morale budget and bonding activities, happy hours, team offsites, and much more!  
We Thrive with Diversity: Across 33 nationalities and 18+ countries, our diverse and multicultural team embodies our commitment to a safe and welcoming environment for everyone.  
What it’s like to be a Nium'er 
At Nium we center our way of work around 3 core values globally: 
#KeepItSimple: We cut through complexity, simplify at speed and operate with scale in mind. 
#MakeItBetter: We build innovative solutions that make our customers' lives better. 
#WinItTogether: We win in this competitive market by collaborating as one team. 

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