Senior Analyst - Finance Operations
Malta
Operations – Finance Operations /
Full-time /
Hybrid
Nium, Global Leader in Payments
Nium, the global leader in real-time, cross-border payments, was founded on the mission to deliver the global payments infrastructure of tomorrow, today. With the onset of the global economy, its payments infrastructure is shaping how banks, fintechs, and businesses everywhere collect, convert, and disburse funds instantly across borders.
Its payout network supports 100 currencies and spans 220+ markets, 100 of which in real-time. Funds can be disbursed to accounts, wallets, and cards and collected locally in 35 markets. Nium's growing card issuance business is already available in 34 countries. Nium holds regulatory licenses and authorizations in more than 40 countries, enabling seamless onboarding, rapid integration, and compliance – independent of geography. The company is co-headquartered in San Francisco and Singapore.
About the Team
The Senior Analyst - Finance Operations will work within the Finance team at Nium and play a crucial role in maintaining financial excellence, safeguarding of client funds processes and the reconciliations of all transactions relating to our card issuing program. Our Senior Analyst - Finance Operations will have the opportunity to evolve in a dynamic environment, taking initiative on operations and supporting our very ambitious growth objectives.
Key Responsibilities
- Support the daily safeguarding of client funds processes, including preparation of the daily client money reconciliations, initiation of fund movements and implementation of new processes. A reviewer and approver role may be assigned accordingly.
- Identify and resolve safeguarding reconciliation issues or escalate them according to procedure.
- Assist in operational treasury activities, including liquidity management, managing pre-funding with partners, settlements clearing and daily payments to card schemes within specified timeframes.
- Support the management of operational flows and procedures for internal settlement processing systems.
- Assist in maintaining current policies and procedures and propose improvements to internal control framework.
- Help ensure timely compliance with regulatory requirements and reporting obligations of the card schemes.
- Maintain and update the central documentation repository for all reconciliation processes and internal procedures, including the FinOps risk register.
- Contribute to the continuous improvement and standardisation of processes and reporting, including automation and the design and implementation of new processes and controls.
- Daily bookkeeping duties including maintenance of the general ledgers in line with accounting standards to support timely financial reporting, prepare month-end reconciliations and other deliverables, whilst collaborating with other finance functions.
- Provide guidance, coaching and training to junior team members.
- Collaborate with all group departments, banking partners, legal counsel and other external stakeholders.
- Support internal and external audits, coordinate responses to auditor findings and assist in implementing action plans accordingly.
- Prepare ad hoc financial reports, participate in other global projects and support senior management as required from time to time.
Requirements
- Bachelor's degree or equivalent in Accounting, Finance, Commerce or related field.
- Experience in a similar financial operations role and working with card scheme (Visa and Mastercard) and card processor reconciliations.
- Proficient in internal controls, regulatory compliance requirements and safeguarding of client funds processes are considered a strong plus.
- Experience and understanding of financial reporting, including general ledger, trial balance, balance sheet, income statement and financial statements.
- Good proficiency in Microsoft Excel and accounting software.
- Excellent organisational and time-management skills, with the ability to work within a team, manage multiple priorities and meet deadlines.
- Ability to deliver financial and non-financial information and reports to key partners and stakeholders.
What we offer at Nium
We Value Performance: Through competitive salaries, performance bonuses, sales commissions, equity for specific roles and recognition programs, we ensure that all our employees are well rewarded and incentivized for their hard work.
We Care: The wellness of Nium’ers is our #1 priority. We offer medical coverage along with 24/7 employee assistance program, generous vacation programs including our year-end shut down. We also provide a flexible hybrid working environment (3 days per week in the office).
We Upskill Ourselves: We are curious, and always want to learn more with a focus on upskilling ourselves. We provide role-specific training, internal workshops, and a learning stipend.
We Constantly Innovate: Since our inception, Nium has received constant recognition and awards for how we approach both our business and talent opportunities. Check out CNBC World’s Top Fintech Companies 2024.
We Celebrate Together: We recognize that work is also about creating great relationships with each other. We celebrate together with company-wide social events, team bonding activities, happy hours, team offsites, and much more!
We Thrive With Diversity: Nium is truly a global company, with more than 33 nationalities, based in 18+ countries and more than 10 office locations. As an equal opportunity employer, we are committed to providing a safe and welcoming environment for everyone.
For more detailed region-specific benefits: https://www.nium.com/careers#careers-perks
For more information visit www.nium.com
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Candidate Privacy Notice:https://www.nium.com/privacy/candidate-privacy-notice
