Senior Manager - Financial Operations
Malta
Finance – Finance /
Full-time /
Hybrid
Nium, Global Leader in Payments
Nium, the global leader in real-time, cross-border payments, was founded on the mission to deliver the global payments infrastructure of tomorrow, today. With the onset of the global economy, its payments infrastructure is shaping how banks, fintechs, and businesses everywhere collect, convert, and disburse funds instantly across borders.
Its payout network supports 100 currencies and spans 220+ markets, 100 of which in real-time. Funds can be disbursed to accounts, wallets, and cards and collected locally in 35 markets. Nium's growing card issuance business is already available in 34 countries. Nium holds regulatory licenses and authorizations in more than 40 countries, enabling seamless onboarding, rapid integration, and compliance – independent of geography. The company is co-headquartered in San Francisco and Singapore.
About the Role
The Senior Manager – Finance Operations will lead the FinOps function and will play a pivotal role in maintaining financial excellence and overseeing the safeguarding of client funds process. You’re an ideal candidate for this role if you have a continuous drive to enhance processes, systems and reporting. Additionally, you should be able to multitask, prioritise and manage the team’s workflows, perform well under pressure and excel in a fast-paced environment.
Key Responsibilities
- Take full ownership and provide oversight of the safeguarding of client funds processes, including approving daily client money reconciliations and reviewing fund movements, acting as the escalation point for any safeguarding reconciliation issues.
- Lead operational treasury activities and oversee pre-funding with partners, managing settlements clearing and daily payments to Card Schemes (Visa / Mastercard) within specified timeframes.
- Oversee and coordinate the reconciliation process for all financial partners' setups.
- Manage operational flows and procedures for internal settlement processing systems.
- Ensure that policies and procedures for safeguarding client money are kept current, setting the compliance tone with regards to regulatory obligations.
- Ensure timely compliance with regulatory requirements and reporting obligations of the card schemes.
- Maintain an updated central documentation repository for all reconciliation processes, internal procedures and take ownership of the FinOps risk register.
- Drive continuous improvement and standardisation of processes and reporting, including automation and the design and implementation of new processes and controls to ensure efficient, accurate and timely financial reporting.
- Take ownership of the internal reconciliation engine, collaborating with the engineering team, business intelligence team and other consultants to ensure appropriate data validation checks, automate and fully integrate systems.
- Ensure the accuracy of general ledgers, maintain proper accounting records for the business operations and adhere to standard accounting principles.
- Oversee the month-end tasks and take a key reviewer role in delivering management accounts within the month-end process, collaborating with other finance functions.
- Manage the FinOps team, motivate team members, establish performance goals and objectives, and facilitate professional development.
- Collaborate with all group departments, banks, legal counsel and other external stakeholders.
- Manage internal and external audits, coordinate responses to auditor findings and implement action plans accordingly.
- Assist with other global projects, support the Board and collaborate with other senior management, as required from time to time.
Requirements
- 5+ years’ experience in a similar financial operations management position. Experience in FinTech, payment processing, navigating startup landscapes and/or working within organisations with cross-jurisdictional operations are considered a strong plus.
- Bachelor's degree or equivalent in Accounting, Finance or related field.
- Experience working with card scheme (Visa and Mastercard) and card processor reconciliations is a strong plus.
- Proven track record of implementing process improvements and driving operational efficiency.
- Understanding of compliance and regulatory requirements related to financial operations and safeguarding of client funds.
- Good proficiency in Microsoft Excel and accounting software.
- Excellent organisational and time-management skills, with the ability to manage a team, multiple priorities and meet deadlines.
- Conversant with a strong interest in both IT, databases and finance.
- Problem-solving and decision-making skills with the ability to analyse complex information to identify the core issue, appropriate action and drive resolution.
- Experience in people management, motivating others and providing coaching to develop performance.
What we offer at Nium
We Value Performance: Through competitive salaries, performance bonuses, sales commissions, equity for specific roles and recognition programs, we ensure that all our employees are well rewarded and incentivized for their hard work.
We Care: The wellness of Nium’ers is our #1 priority. We offer medical coverage along with 24/7 employee assistance program, generous vacation programs including our year-end shut down. We also provide a flexible hybrid working environment (3 days per week in the office).
We Upskill Ourselves: We are curious, and always want to learn more with a focus on upskilling ourselves. We provide role-specific training, internal workshops, and a learning stipend.
We Constantly Innovate: Since our inception, Nium has received constant recognition and awards for how we approach both our business and talent opportunities. Check out CNBC World’s Top Fintech Companies 2024.
We Celebrate Together: We recognize that work is also about creating great relationships with each other. We celebrate together with company-wide social events, team bonding activities, happy hours, team offsites, and much more!
We Thrive With Diversity: Nium is truly a global company, with more than 33 nationalities, based in 18+ countries and more than 10 office locations. As an equal opportunity employer, we are committed to providing a safe and welcoming environment for everyone.
For more detailed region-specific benefits: https://www.nium.com/careers#careers-perks
For more information visit www.nium.com
Depending on your location, the General Data Protection Regulation (GDPR) and California Consumer Privacy Act (CCPA) may regulate the way we manage the data of job candidates. Please review our Candidate Privacy Notice for more information.
Candidate Privacy Notice:https://www.nium.com/privacy/candidate-privacy-notice
