PM Analyst - Intern
Gurugram
OakNorth Bank – Portfolio Monitoring /
Intern /
Hybrid
Handle, monitor & develop Excel models & dashboards capturing holistic view of UK
based borrowers, through assessment of borrower on multiple parameters, including financial
performance / KPIs, profitability, risk and return metrics. Should be able to handle multiple input analysis
on Excel, and have an eye for minute details & be proactive.
Job Responsibilities:
- Portfolio Monitoring (focused for Business Retention, existing clients)
- Conducting assessment of existing loan book to identify retention cases and possible business opportunities based on applicable triggers.
- Collaborating with cross functional teams to analyze risk factors, internal guard rails, clients relationship with ON
- Developing detailed dashboards covering financial statement analysis, variance analysis, covenant analysis, credit metrics, qualitative inferences, etc.
- Daily interactions with colleagues to keep track of developments in portfolio, compared with targets
- Creating repayment reports / retentions reports with key takeaways; reports should be concise, easy to read for Sr. management / credit committee to review and comments.
- Comparative Analysis (real estate)
- Conducting detailed comparative analysis for valuation of real estate against market standards in similar categories
Desired Skills:
- Strong understanding of financial statements including important credit risk metrices and covenants
- Experience of creating succinct and analytical reports
- Personal drive (proactive), flexible, creative (thinks out of the box), result driven, responsible, team player & fast learner
- Hands on attitude, willing/capable to understand the big picture
- Ability to succeed in a culture where change and speed are part of daily work
- Education - Chartered accountant (completed or pursuing) / MBA with specialization in finance
- Skilled in MS-Excel, MS-Word, spoken and written English language
ShortDescription
- Handle, monitor & develop Excel models & dashboards capturing holistic view of UK based borrowers, through assessment of borrower on multiple parameters, including financial performance / KPIs, profitability, risk and return metrics. Should be able to handle multiple input analysis on Excel, and have an eye for minute details & be proactive.
About Us
We’re OakNorth Bank and we embolden entrepreneurs to realise their ambitions, understand their markets, and apply data intelligence to everyday decisions to scale successfully at pace.
Banking should be barrier-free. It’s a belief at our very core, inspired by our entrepreneurial spirit, driven by the unmet financial needs of millions, and delivered by our data-driven tools.
And for those who love helping businesses thrive? Our savings accounts help diversify the high street and create new jobs, all while earning savers some of the highest interest on the market.
But we go beyond finance, to empower our people, encourage professional growth and create an environment where everyone can thrive. We strive to create an inclusive and diverse workplace where people can be themselves and succeed.
Our story
OakNorth Bank was built on the foundations of frustrations with old-school banking. In 2005, when our founders tried to get capital for their data analytics company, the computer said ‘no’. Unfortunately, all major banks in the UK were using the same computer – and it was broken.
Why was it so difficult for a profitable business with impressive cashflow, retained clients, and clear commercial success to get a loan?
The industry was backward-looking and too focused on historic financials, rather than future potential.
So, what if there was a bank, founded by entrepreneurs, for entrepreneurs? One that offered a dramatically better borrowing experience for businesses?
No more what ifs, OakNorth Bank exists.
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