Technical Product Manager

Engineering – Lock Product & Partnerships /
Full-Time /
About PayJoy
PayJoy is a mission-driven company dedicated to helping a billion people around the world step into the modern financial system for the first time and supporting them on a path to financial success. Founded in 2015, PayJoy’s “secret sauce” technology turns a smartphone into collateral to jumpstart unbanked consumers into the credit system. We reached profitability in 2020, reaching 10 million happy customers and over a billion dollars of sales in 2023. 

This Role

PayJoy's projects, like our users, span the globe and require managers to keep the big picture in focus while being able to dive into the unique engineering challenges we face daily. As a Technical Program Manager, OEM at PayJoy, a key part of the team that leads complex, technically-centric projects using your collective engineering and project management expertise. You plan requirements with internal customers and usher projects through the entire project lifecycle. This includes managing project schedules, identifying risks, and clearly communicating them to project stakeholders. You're equally at home explaining your team's analyses and expectations to executives as you are discussing trade-offs with engineers. 

You will assist the Senior TPM to define and own release schedules in our fast-paced environment and work closely with internal PayJoy software engineers, product managers, sales managers, and external OEM partners to launch and expand PayJoy’s compatibility with OEMs. You will establish and manage a thorough testing protocol, and be responsible for the on-time release, including identifying risks and working with external partners to find solutions. You’ll use your excellent communication skills to be the go-to person for all questions about release schedules, quality, and progress updates. 


    • Successfully implement PayJoy’s smartphone technologies with OEMs to launch phones in the market.
    • Represent PayJoy in technical collaborations with OEMs, SOCs and other technical partners.
    • Lead technical negotiations with OEMs to help them understand and embrace PayJoy’s technologies.
    • Be a successful voice of the OEM internally in collaborations with PayJoy’s Engineering, Product, and Business teams.
    • Identify and mitigate risks that may arise on multi-month-long projects across multiple functional areas, both internally and externally. 
    • Drive projects to completion while managing internal and external communication of project status. 
    • Assess the quality of releases through testing and monitoring of incoming bugs and code changes to identify quality issues, their root causes, and trends. 
    • Collaborate with Product Engineers to identify and reproduce issues. 


    • Fluency in English.
    • 8 years of Android Engineering experience at the framework level.
    • 6 years of mobile security or firmware experience.
    • Experience in technically communicating in English (written and verbal). For instance, able to create architecture diagrams and documents.
    • Comfortable flashing devices.
    • Using third-party tools to edit smartphone memory and settings to make low-level smartphone changes.
    • Proven experience at an OEM or SOC on Android (smartphone) software.
    • Experience developing Trustzone/TEE applications.
    • Experience in passing international, third-party certifications, e.g. Google CTS, SOC-acceptance tests.


    • Company holidays; 15 days vacation (20 at 3rd year); unlimited sick leave
    • $2,000 USD annual Co-working Travel Perk
    • $2,000 USD annual Professional Development Perk
    • $500 USD annual Fitness Perk
PayJoy is proud to be an Equal Employment Opportunity employer and we welcome and encourage people of all backgrounds. We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.

PayJoy Principles
Finance for the next billion * Ownership * Break Through Walls * Live Communication * Transparency & Directness * Focus on Scale * Work-Life Balance * Embrace Diversity * Speed