FinCrime Monitoring Manager EMEA
Poznań, Warsaw, Poland
GPO EMEA – GPO EMEA - Risk /
Full-time /
Hybrid
About PayU
PayU, a leading payment and Fintech company in 50+ high-growth markets throughout Asia, Central and Eastern Europe, Latin America, the Middle East and Africa, part of Prosus group, one of the largest technology investors in the world is redefining the way people buy and sell online for our 300.000+ merchants and millions of consumers.
As a leading online payment service provider, we deploy more than 400 payment methods and PCI-certified platforms to process approximately 6 million payments every single day.
FinCrime Monitoring is a strategic function within our Operations Department, acting as a frontline defense in the detection, prevention, and mitigation of financial crime across PayU's EMEA merchant portfolio. The team monitors activity patterns and works to minimize risks related to AML, fraud, sanctions exposure, and credit defaults.
As a FinCrime Monitoring Manager you will play a key role in strengthening our AML/CFT operations and building a best-in-class FinCrime monitoring function. You’ll oversee daily transaction monitoring and help shape the broader FinCrime prevention strategy.
This is a hands-on leadership role, ideal for someone who combines deep FinCrime expertise with a structured, analytical, and risk-based approach to operational oversight.
Key responsibilities:
- Act as a FinCrime subject matter expert (AML, fraud, sanctions, merchant abuse)and escalation point for complex merchant risk cases
- Lead key projects and process improvements; own initiatives end-to-end to ensure high-impact delivery, efficiency, and scalability
- Oversee and continuously optimizemonitoring processes, including automation and standardization; identify gaps and implement robust solutions
- Drive innovation and operational excellence, ensuring processes align with evolving regulatory expectations, emerging typologies, FinCrime threats and business needs
- Coach, mentor, and lead a team of analysts responsible for merchant monitoring and transaction reviews
- Co-operate with Regulators, Legal, Compliance, Business and Technology Departments to improve merchant monitoring processes to the highest standards
- Draft and maintain internal procedures and playbooks for FinCrime transaction monitoring and alert handling
- Deliver FinCrime reporting and insights, including KPIs on control effectiveness, alert performance, quality and risk trends
What we’re looking for:
- 5+years of experience in AML/FinCrime, ideally in fintech or high-risk environments
- Strong people leadership skills; proven ability to lead operational teams in fast paced environment while keeping up with business priorities
- Excellent understanding of AML/CFT regulations, policies, procedures
- Practical experience with fraud typologies, suspicious behavior detection, and merchant abuse scenarios
- Proven track record of building and delivering improvement projects in the AML/FinCrime area on a company level
- Skilled in tools like Excel, Tableau; SQL/Python is a plus
- Strong decision-making skills in high-volume, risk-sensitive environments
- Proficiency in both spoken and written English and Polish
What we offer:
- End-to-end responsibility for leading and improving the Merchant Monitoring process
- Employment under a contract of employment
- Benefits: ability to develop one’s own package in MyBenefit system
- Access to an internal training platform
- Possibility to work in a hybrid model
- Friendly work atmosphere in a cooperation-driven team, that will support you everyday
- Work in an international organization operating in a rapidly changing industry
Our working environment:
- A diverse working environment within a multicultural setting
- An inclusive environment that ensures we listen to a diverse range of voices when making decisions
- A positive, get-things-done workplace
- A dynamic, constantly evolving space (change is par for the course – important you are comfortable with this)
- Ability to learn cutting edge concepts and innovation in an agile start-up environment with a global scale
- A democratic work environment where you can drive your outcomes
About us
At PayU, we are a global fintech investor and our vision is to build a world without financial borders where everyone can prosper. We give people in high-growth markets the financial services and products they need to thrive. Our expertise in 18 high-growth markets enables us to extend the reach of financial services. This drives everything we do, from investing in technology entrepreneurs, to offering credit to underserved individuals, to helping merchants buy, sell and operate online. Being part of Prosus, one of the largest technology investors in the world, gives us the presence and expertise to make a real impact. Find out more www.payu.com
Our Commitment To Building A Diverse And Inclusive Workforce
As a global and multi-cultural organization with varied ethnicities thriving across locations, we realize that our responsibility towards fulfilling the D&I commitment is huge. Therefore, we continuously strive to create a diverse, inclusive and safe environment, for all of our people, communities and customers. Our leaders are committed to create an inclusive work culture which enables transparency, flexibility and unbiased attention to each and every PayUneer so they can succeed, irrespective of gender, color or personal faith. An environment where every person feels they belong, that they are listened to, and where they are empowered to speak up. At PayU we have zero tolerance towards any form of prejudice whether a specific race, ethnicity, or of persons with disabilities or the LGBTQ communities.
