Software Engineer - Product Backend (Liabilities, Investments, Transactions)

Remote /
Engineering – Engineering /
We believe that the way people interact with their finances will drastically improve in the next few years. We’re dedicated to empowering this transformation by building the tools and experiences that thousands of developers use to create their own products. Plaid powers the tools millions of people rely on to live a healthier financial life. We work with thousands of companies like Venmo, SoFi, several of the Fortune 500, and many of the largest banks to make it easy for people to connect their financial accounts to the apps and services they want to use. Plaid’s network covers 12,000 financial institutions across the US, Canada, UK and Europe. Founded in 2013, the company is headquartered in San Francisco with offices in New York, Salt Lake City, Washington D.C., London and Amsterdam. #LI-Remote

Transactions, Investments, and Liabilities represent a handful of Plaid’s core and most impactful products.
These products are Plaid’s largest and most comprehensive set of data. We take in millions of messy raw transaction, investment, and loan data  from thousands of banks in unique formats, standardize them into a single structured schema, and then enrich them with both derived and inferred insights.
We employ a mix of traditional and machine learning techniques, and take pride in solving non-deterministic problems. The fruit of our labor is the FinTech industry default API for accessing users’ transaction data, investment holdings data, and loan data. Not only does our work power Plaid’s massive ecosystem of customers and partner banks, but also the entire range of our other product offerings.

 As a member of the LIT (Liabilities, Investments, Transactions) team, you’ll collaborate with data scientists on novel ML solutions, Product Managers to build out our API, and engineers across the company on a range of projects and products. You’ll have the opportunity to pick up multiple languages and technologies, you’ll have the space to explore unsolved problems, and your work will impact millions of customers by bringing order to the chaotic world of financial data.

What excites you

    • 2+ years of experience as a software engineer
    • Full end-to-end ownership of features, from ideation to production
    • Working cross-functionally with product, science, sales, and legal
    • Diving into loosely defined problems and figuring out a path forward
    • Directly having high business impact for the company

What excites us

    • You’re curious and you never stop asking “why”
    • You’re motivated to learn
    • You have an iterative mindset and you’re ok with shipping imperfect solutions to quickly test out hypotheses
    • You enjoy collaborating more than working heads-down alone
    • You make decisions by consulting the data
Plaid is proud to be an equal opportunity employer and values diversity at our company. We do not discriminate based on race, color, national origin, ethnicity, religion or religious belief, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender, gender identity, gender expression, transgender status, sexual stereotypes, age, military or veteran status, disability, or other applicable legally protected characteristics. We also consider qualified applicants with criminal histories, consistent with applicable federal, state, and local laws. Plaid is committed to providing reasonable accommodations for candidates with disabilities in our recruiting process. If you need any assistance with your application or interviews due to a disability, please let us know at

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