Regulatory Reports Analyst
United States
Corporate – Risk and Compliance /
Full Time /
Remote
Founded in 2000, Plaza Home Mortgage, Inc. is a privately owned, full-service national lender, offering Wholesale, Correspondent, Renovation and Reverse residential mortgages. Headquartered in San Diego, California, Plaza employs a network of sales associates to serve its clients nationwide.
Plaza is dedicated to building quality, long-term relationships with its mortgage broker and correspondent clients by offering comprehensive programs and exceptional customer experience.
The Compliance Specialist position will assist Plaza Home Mortgage, Inc. with maintaining and ensuring compliance with federal and state regulations throughout the organization. This role is full-time; non-exempt. This position has no supervisory responsibilities and will report to the AVP, Compliance and Licensing Manager.
What You'll Be Doing:
- Maintain good working knowledge of current state, federal and company policies and requirements regarding Home Mortgage Disclosure Act (HMDA) and the NMLS Mortgage Call requirements.
- Validate accuracy and completeness of HMDA LAR reporting, quarterly and annually.
- Validate accuracy and completeness of NMLS MCR reporting, quarterly and annually.
- Coordinates with various departments to resolve any inconsistencies in loan data to ensure accuracy in reporting of HMDA and Mortgage Call data.
- Work with IT Department to resolve data discrepancies, identify root cause, and recommend corrective actions as appropriate.
- Complete and submit quarterly mortgage call reports.
- Provide support for ad hoc compliance or licensing-related special projects or duties, as necessary
What You'll Bring to the Table:
- A College degree in a related field or any equivalent combination of training and education.
- Experience that demonstrates the ability to perform the duties of the position as well as 3 to 5 years experience in mortgage banking that includes regulatory compliance reporting (i.e., HMDA, Mortgage Call Report)
- Knowledge of the mortgage origination and file documentation. Familiar with loan documents.
- Working familiarity with the mortgage process.
- Minimum 2 years NMLS MCR data validation reporting and submission through the NMLS system.
- Minimum 2 years HMDA data validation reporting and knowledge of compliance regulators and ability to research technical regulatory matters.
- Knowledge of Integra and DataTrac LOS and QuestSoft application
- Strong analytical skills and demonstrate ability to define problems, collect and analyze data, draw conclusions and solve problems
- Experience with documenting and mapping database
- Excellent written and verbal communication skills
- Relies on experience and judgment to plan and accomplish goals
- Ability to work independently with limited direct supervision, but also to work closely with other team members
- Ability to manage time and multi-task in a fast-paced environment
- Excellent oral and written communication skills; exceptional attention to detail with the ability to consistently produce accurate work, the ability to manage time, multi-task, prioritize work in a high-paced environment with heavy volume of transactions, ability and experience handling deadlines along with excellent research and organizational skills.
- A solid commitment to customer and associate service, outstanding interpersonal and problem solving skills.
- The ability to work in both a team and individual environment while maintaining confidentiality.
$22 per hour
Plaza is an EEOC employer and follows all federal, state, and local laws relating to fair employment.
Plaza Home Mortgage, Inc. is committed to preventing, stopping and remedying all forms of discrimination that occur in its workplace. Managers are accountable for keeping Plaza's workplace free from discrimination and ensuring that Plaza provides equal employment opportunity for all in the workforce and for those seeking to become members of Plaza's workforce.
Plaza's employees are protected by laws designed to protect employees from discrimination on the bases of race, religion, color, sex, pregnancy, gender identity, sexual orientation, parental status, national origin, age, disability, family medical history or genetic information, political affiliation, military service, or any other non-merit based factor. These protections extend to all management practices and decisions, including recruitment and hiring practices, appraisal systems, promotions, and training and career development programs. Plaza's employees are also protected against retaliation if they engage in a protected activity, whistleblowing, or the exercise of any appeal or grievance right provided by law.
This information is provided by Plaza Home Mortgage, Inc. as a courtesy to its mortgage professional clients and the public and is meant for instructional purposes only. None of the information provided is intended to be legal advice in any context. Plaza does not guarantee, warrant, ensure or promise that information provided is accurate. Terms and conditions of programs and guidelines are subject to change at any time without notice. Any unauthorized use or distribution of this information is strictly prohibited. This is not a commitment to lend. ® 2024 Plaza Home Mortgage, Inc. Plaza Home Mortgage and the Plaza Home Mortgage logo are registered trademarks of Plaza Home Mortgage, Inc. All other trademarks are the property of their respective owners. All rights reserved. Plaza Home Mortgage, Inc. is an Equal Housing Lender. Plaza NMLS 2113
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