Credit Officer

Columbus, OH /
Credit /
Full-time
Who we are:

Provide is building the modern bank for healthcare providers to help improve the quality of care they provide to millions of patients nationwide. Healthcare professionals are facing increasing financial pressure and a complex landscape of services that are difficult to navigate. We're committed to empowering these professionals with technology-enabled offerings to make it easier for them to obtain the right financial products and services when they need them so that they can focus on what they do best -- providing outstanding care.

Our first step was to make streamlined business financing (for example, a $750,000 loan for a dentist to buy her first practice) available to busy healthcare practitioners at their convenience -- instead of during the typical 9-to-5 banker’s hours. On the back end, our software makes our team more efficient at processing -- without the overhead of a brick-and-mortar presence -- saving doctors even more time and money. This efficiency drives faster funding and lower rates. Since making our first loan in 2016, we’ve become a top lender in the practice finance space. Going forward, we’re focused on expanding our service offerings to healthcare professionals with a commitment to simplicity, convenience, and efficiency.

About the role:

We're looking for driven, experienced credit officers to join our fast-growing, Columbus-based credit team. Reporting to the Director of Credit, you'll collaborate with and learn from colleagues with decades of combined experience in practice finance, helping to grow one of the top-performing portfolios in all of small-business lending.

What you'll do:

    • Perform global cash flow and balance sheet analysis for small-business healthcare loans of up to $2 million
    • Independently prepare a written evaluation of a borrower's financial condition and future outlook, identifying risks and mitigation
    • Independently collaborate with the sales team in developing loan structures that meet the needs of the customer and adhere to Lendeavor's risk appetite
    • Assist and mentor the Member Success team in portfolio monitoring
    • Identify opportunities and recommend solutions for process improvements and software development
    • Mentor credit analysts to help them develop risk management skills and knowledge

What we're looking for:

    • 2+ years in underwriting, portfolio monitoring, or similar business loan analysis
    • Proficiency in basic software applications, particularly Excel
    • Basic knowledge of commercial lending and credit standards, policies, procedures, and products

Not required, but nice to have:

    • A background in healthcare and/or veterinary financial services
    • Prior experience in customer service, account management, or similar customer-facing role
Provide, Inc. is a wholly owned subsidiary of Fifth Third Bank, National Association. Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.

If you require reasonable accommodation for any part of the application or hiring process due to a disability, send an email to jobs@53.com. Information will be sent to a recruiter who will provide assistance to ensure appropriate consideration in the process.