Anti-Financial Crime Compliance Officer - (Italian 🇮🇹 Market)
Milan
Corporate & Middle Office – Risk & Compliance /
Full-time /
Hybrid
Our mission? Creating the freedom for SMEs to succeed in business and beyond, by delivering Europe’s leading finance workspace. We combine business-class tools (seamless invoicing, spend management, and pre-accounting) with unwaveringly attentive 24/7 support, designed to help businesses breeze through all things finance.
Our journey: Founded by Alexandre and Steve in July 2017, Qonto has rapidly gained trust, serving over 500,000 customers. Thanks to our wonderful team of 1,600+ Qontoers, we also made it to the LinkedIn Top Companies French ranking!
Our values:
Customer focus | Prioritize customers in everything you do
Ownership | Own your part, get things done
Teamwork | Make (team)work easy
Mastery | Continuously raise the bar
Integrity | Always do what’s right, and respect people
Our beliefs: At Qonto, we're committed to fostering a welcoming environment where everyone can thrive. We prioritize evaluating applicants based solely on skills and potential, ensuring diversity with 50% international team members, 44% women, and 20% parents. Join us in building a workplace that celebrates diversity and individuality.
Join us as a Senior Financial Crime Officer to strengthen our second-line defense against financial crime in the Italian market. You will play a critical role in reviewing and correcting high-risk client assessments, ensuring Qonto maintains the highest standards of AML compliance during our rapid growth phase.
As part of Sara's Financial Crime team, you will directly impact our ability to onboard and monitor high-risk clients safely while meeting regulatory requirements from the Bank of Italy.
👩💻🧑💻 As a Senior Financial Crime Officer at Qonto, you will
• Review and correct enhanced due diligence analyses, ensuring quality and compliance with Italian AML regulations
• Assess high-risk client cases for onboarding decisions, ongoing monitoring, and account closure recommendations, providing approval requests to the AMLO and Managing Director
• Classify client risk levels accurately, determining whether clients require enhanced due diligence processes or can follow standard procedures
• Train and mentor team members by explaining corrections and sharing best practices with both internal teams and external providers
• Support the onboarding team with complex cases and contribute to framework reviews and policy updates as needed
🤔 What you can expect
• Stimulating Environment: Work in a fast-paced, evolving team where you'll tackle complex financial crime cases and contribute to building robust AML processes
• Hybrid responsibilities: While primarily focused on Enhanced Due Diligence, you may also support STR (Suspicious Transaction Reports) activities as the team operates flexibly across both areas
• Senior-level autonomy: Take ownership of complex cases with minimal supervision, as we need someone who can perform at a high level without extensive training
• Quality-focused culture: We prioritize thorough, accurate analysis over quantity
• Cross-functional collaboration: Work closely with onboarding, operations, and compliance teams in our international environment
🤝 About your future manager
Your manager will be Sara, our Financial Crime Lead for the Italian market.
• Her background: After studying Law, Sara has 5+ years of Compliance experience at Lombard International Assurance and now leads a team of talented professionals at Qonto.
• What she brings to the team: Sara has deep expertise in Italian AML regulation and has expanded her knowledge across crypto, KYC/KYB, and emerging financial crime trends. She promotes knowledge sharing and autonomy while providing the support you need to excel in this challenging role
🏅 About You
• Experience: Proven background in Due Diligence, ideally from established financial institutions (banks, insurance companies, or well-regulated fintechs subject to regulatory oversight).
• Italian AML expertise: Strong knowledge of Italian AML/CFT regulations and ability to classify clients accurately as high-risk or standard-risk based on regulatory requirements
• Senior-level capability: Ability to perform complex analysis independently without extensive training, review others' work, and provide constructive feedback and training
• Analytical mindset: Curious, precise, and detail-oriented with ability to spot trends and patterns in suspicious activities
• Language skills: Fluent in Italian and English to work effectively in our international environment
At Qonto we understand that true diversity isn't just about ticking boxes on a hiring checklist. Apply regardless of the boxes you tick! Who knows? You may have the missing piece of the puzzle we've been searching for all along.
🎁 Perks
A tailor-made and dynamic career track. An inclusive work environment. And so much more to help you succeed.
- Offices in Paris, Berlin, Milan, Barcelona, and Belgrade;
- Competitive salary package;
- A meal voucher;
- Public transportation reimbursement (part or global);
- A great health insurance (depending on the country);
- Employee well-being initiatives: access to Moka Care to take care of your mental health and great offers for sports and wellness activities;
- A progressive disability and parenthood policy (1 in 6 of Qonto employees is a parent!) and childcare benefits with selected partners;
- Monthly team events.
💬 Our hiring process:
- Interviews with your Talent Acquisition Manager and future managers
- A remote exercise to demonstrate your skills and give you a taste of what working at Qonto could be like
On average, our process lasts 20 working days and offers usually follow within 48 hours 🤞
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