Mortgage Loan Processor

San Mateo
Reali was founded with a mission to develop a seamless, transparent, and highly efficient residential real estate and home ownership experience by partnering technology with a customer-centric team and years of real estate experience.

About Reali Loans & Role
Reali Loans, a Bay Area-based lender, has a unique opportunity for a dynamic individual to join one of the nation's most innovative and disruptive FinTech companies and help us change the future of home lending. This is a chance to work in the heart of Silicon Valley utilizing your mortgage experience within a fast growing technology company. This position is ideal for the processor who knows that the old way of doing things in our industry is broken and wants to contribute to change.

Our team is energetic, fun, entrepreneurial and creative. We work really hard and we have a lot of fun too! The Mortgage Processor will be responsible for processing and managing a loan pipeline, communicating and coordinating with the borrower, the loan officer and outside vendors to ensure an excellent borrower experience while maintaining the highest quality standards. This position is full time with a competitive salary, stock options, bonus, commuter benefits and more.

-Perform thorough analysis of new loan applications including reviewing of applicant's income and expense data, self-employment documentation, credit reports, and property valuations in order to affirm borrower qualifies for loan
-Ensure that all required forms and/or documentation have been provided by the borrower.
-Evaluate credit worthiness, analyze all areas of the mortgage loan application; including credit, income, assets, collateral, and compliance documents to ensure loan meets company, investor, regulatory guidelines and underwriting conditions
-Work closely with Loan Officers, borrowers, title companies, and third party vendors.
-Knowledge of DU, LP and mortgage origination software and tools.

- 1+ years of experience processing (or underwriting) FNMA, FHLMC, FHA and Jumbo mortgages
-Knowledge of agency conventional underwriting product guidelines
-Familiarity with Desktop Underwriter (DU) & Loan Prospector (LP)
-Strong communication, organization, and time management skills
-Ability to troubleshoot and solve problems independently
-Ability to adapt and thrive in a fast-paced, ambiguous, start-up environment
Headquartered in the heart of Silicon Valley, Reali is a tightly-knit team of licensed real estate professionals and technologists. What gets each and every one of us out of bed? Making a huge difference with innovative technology, reinventing the entire business model and transaction process, and giving power and huge benefits back to buyers and sellers.

We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.