Head of Credit (Bank CCO) - US

San Francisco
Banking – Services · Banking · US
A LITTLE ABOUT US 🤔
From clunky apps to hidden fees, banking is broken. So we decided to build a company from the ground that would challenge the bigger players and reinvent how people interact with their money — for the better.
Traditional banks are slow and expensive. Realistically, you’re nothing but a number to them with dollar signs attached. So, one continent at a time, we plan on changing this.

OUR CULTURE 👫
To put it bluntly — it’s about getting shit done and owning what you do. We don’t hide behind fancy job titles or set up bureaucratic processes. Instead we treat our people equally, fairly and give them a ton of freedom and autonomy to create something awesome.
We make mistakes, we learn from them and we back everything up with data and logic.
In three years, we’ve grown to over 700 people and we’re adding around 30 new additions each month. From engineers to marketers, we’re on the hunt for exceptional talent to help us scale our business and get Revolut in the hands of millions of people everywhere.

WHAT WE NEED 🚀
We are looking for a Head of Credit for the US Bank which Revolut is in the process of establishing. This position requires an entrepreneurial operator looking to make an impact and own all aspects of the bank’s loan portfolio.

WHAT YOU’LL BE DOING ✍️
You will be responsible for:
Working with senior management to define and implement a strategy for the bank’s lending activities;
Managing the overall risk of the bank’s loan portfolio;
Establishing and executing the bank’s collections policy;
Maintaining and expanding the lending activities of the bank over time.


WHAT SKILLS YOU’LL NEED 📖
Deep knowledge and experience in Retail Lending Products (7+ years);
Preferably have some start-up experience, but not required
Very strong entrepreneurial drive
A background in accounting, treasury/risk, or investment banking
Extensive experience building and managing credit decisioning/risk models
Deep understanding of the relevant US lending regulations
Excellent project management skills
Excellent communication skills, both verbal and written
Experience interacting with Regulators
Ability to prioritise workload in line with tight deadlines and work effectively under pressure
Ability to recruit and lead a team
Demonstrate an ability to think and reason logically

BENEFITS 🎁
• You’ll get to work in one of the hottest and fastest growing tech startups in the world right now.
• We’ll arm you with all of the latest tech equipment.
• Competitive salary.
• Competitive 401(k) plan.
• Competitive vacation policy.
• Free dinners.
• Flexible work hours.
• Free Revolut Metal subscription

Please only submit an application for one posting.