Business Policy Manager
United Kingdom /
Credit – Services · Credit · Core /
ABOUT THE TEAM
The credit department at Revolut designs, develops and launches credit products across multiple countries.
As we do this from scratch we have complete responsibility for each product: developing the backend, the front-end, the data science infrastructure, and then creating a local setup in each country with scalable risk management and portfolio management solutions.
The team is made up of a mix of risk management, product, design and software professionals, providing lots of opportunity to share knowledge and learnings across functions.
What you’ll be doing
Create and manage credit risk management procedures and effectively manage the balance between risk and reward to continuously grow a predictable and profitable portfolio. Manage the business credit underwriting policy, design the underwriting approach and ensure continuous validation of the scoring systems. Responsible for managing the business credit portfolio and taking appropriate actions to optimise the portfolio.
• Low and controllable default rate
• Effective control of underwriting procedure and score cut offs
• Effective portfolio analysis and management through the economic cycle
• No Risk Appetite Statement breaches
Skills that will help you in this role
• Data Analysis
• Risk Management
• Portfolio Management
• Regulatory Expertise
• Competitive salary
• Performance bonus
• Equity grants (if applicable for the role)
• All the latest tech you need
• Free Revolut Metal subscription
• Pension plan (if applicable for the role and country of residence)
• Private health insurance (if applicable for the role and country of residence)
• Start the day properly with fresh fruit and cereals
• Rest up with 29 days' holiday per year (depending on the country of residence)
A little about us…When Revolut was founded in 2015, we had a vision to build a sustainable, digital alternative to traditional big banks. Our mission now is to help our customers improve their financial health, empower them to have more control, and promote financial cohesion across the communities in which we operate. Launching into 2021 with 15 million Personal customers and over half a million Business customers only reinforced our belief in the vast need across the world for better financial services.
What we’re looking for…Revolut is being scaled up by people all around the world who share our vision. We’re looking for people who align with our five core values: we believe that we Get it Done because we Think Deeper and are strongly rooted in the Dream Team. We Never Settle hence why we always Deliver Wow. You want to join a community of forward thinking people - we are here for you. We believe in empowering our Revoluters in their work, giving them autonomy and ownership of what they do. We want everyone at Revolut to own their story and their successes - working with us means you’re not just another cog in the machine.