Senior Analyst – Credit Strategy & Analytics (For Pooling)
Makati - Remote
Portfolio Management – Portfolio Management /
Full-time /
Remote
✨ Be Part of SAVii: Empowering Change & Transforming Lives! 🌍
About SAVii
At SAVii, we’re on a mission to revolutionize the employee wellness landscape. Since our founding in 2017 as SAVii PH, we’ve been changing the way employee benefits work by providing 360° salary-linked wellness services in emerging markets like the Philippines and India. Our platform empowers HR leaders to support their teams’ financial wellness, both personally and professionally. As the leaders in the Philippines, we’re now expanding, and we’re looking for passionate individuals to join us! 🚀
Are you ready to be part of something that’s changing lives? 💡
Our Culture: Empowering You to Thrive
At SAVii, people are at the heart of everything we do. We believe in the power of individuality and the strength of a team that values each person's unique perspective. As a remote-first organization, we trust you to work where you’re most productive and happiest. We’re all about flexibility and work-life harmony, so you can focus on what matters most, whether that’s your career growth or personal well-being. 💡
We foster a culture of collaboration, respect, and continuous growth, where every voice is heard and every idea is valued. We know that our success comes from embracing diversity, and we welcome all the different backgrounds, talents, and experiences that each team member brings. Together, we’re not just achieving goals—we’re transforming lives and making a meaningful impact every day. 🌍
We work fast, execute faster, and challenge ourselves to constantly evolve. SAViiers are encouraged to take bold steps, learn from every experience, and push the limits of what's possible. Bring your whole self to work, because we believe that’s how the best ideas happen and how we’ll continue to lead in the employee wellness space. 💫
Your Impact: What You’ll Do
- Senior analyst will play a key role in evaluating credit risk and supporting the design, monitoring, and optimization of lending products such as MoreTyme (Buy Now Pay Later), personal loans and credit cards. Senior analyst would focus on credit risk management and advanced analytics leveraging AI and machine learning to transform how credit decisions are made.
- Credit Evaluation & Risk Assessment
- Analyze credit applications, customer profiles, and financial data to assess risk.
- Interpret credit scoring models, behavioral data, and alternative data sources to support credit decisions.
- Assist in setting and refining credit policies and underwriting criteria.
- Work with the business to develop and maintain NPV valuation (financial) models for the lending products, credit strategies, and portfolio performance.
- Portfolio Monitoring
- Monitor performance metrics such as delinquency, default rates, and recovery.
- Conduct cohort and segmentation analysis to identify trends and early warning indicators.
- Support the development of risk dashboards and reporting tools.
- Campaigns Execution
- Design, execute, and analyze lending campaigns aimed at driving credit usage, improving repayment behavior, or reducing risk.
- Partner with business, marketing, CRM, and product teams to ensure alignment of campaign goals with credit policies.
- Monitor campaign performance and provide recommendations for optimization.
- Collaboration & Support
- Work with business, product, engineering, and collections teams to design and implement lending workflows.
- Provide analytical support during new product rollouts or changes in credit policy.
- Participate in cross-functional discussions on customer experience and product risk.
- Work closely with business partners and be able to translate business problem to statistical problems and leverage machine learning technology to solve business problems.
- Innovation and Research
- Experiment with new tools, techniques, algorithms and methodologies to enhance the bank’s capabilities
Key Responsibilities:
What We’re Looking For: Skills & Experience
- Bachelor’s degree or higher in applied mathematics, statistics, computer science, physics, data science, economics, engineering or equivalent quantitative discipline
- Relevant work Experience of 2-5 years
- Proficient in SQL and Python for data manipulation and analyze large datasets
- Proficiency in Excel, and/or data visualization tools (e.g., Tableau, Power BI)
- Experience in consumer lending (credit cards or personal loans or BNPL) is required
Why Join SAVii?
When you join SAVii, you're joining a company where you matter. Your work will have a direct impact on employees' lives through financial wellness, and you’ll be part of a team that encourages personal growth and professional development. We offer flexible benefits designed to support you in both your work and personal life.
Ready to make a real difference?
Our Commitment to Diversity & Inclusion
At SAVii, diversity and inclusion aren’t just words—they’re the foundation of everything we do. 🌈 We’re proud to be an Equal Opportunity Employer, and we welcome individuals from all walks of life. We believe a mix of backgrounds, ideas, and experiences fuels innovation, and we are stronger because of it.
We strongly encourage candidates from diverse backgrounds to apply. We’re here to ensure that every voice is heard. 🎉
💡 Convinced You’re the Perfect Fit? Let’s Make It Happen!
We’re looking for bold thinkers, problem solvers, and passionate individuals who want to be part of something transformative. If you’re excited to help us change lives, grow in a fast-paced environment, and be part of a collaborative team, we want to hear from you!
Apply Now and let’s transform lives—together! 🌟
