Software Engineer - Security

San Francisco /
Engineering /
Full-time
About Scratch

Scratch's mission is to build a repayment platform to change the way consumers experience debt. Most of us take on debt to help us get ahead, or in many cases, to not fall behind. But for most of us—despite its necessity—once we have debt, it doesn't play a healthy role in our lives. It can be hard to understand, difficult to manage, and unaccommodating to changes in our lives. 

This is why we started Scratch. We wanted to reinvent the loan servicing industry, well—from scratch. We wanted to create a world where debt plays a healthier and less taxing role in more people's lives. By bringing world-class product and technical thinking to a multi-trillion industry that hasn't seen innovation in well over two decades, Scratch's platform empowers borrowers to have greater control, visibility and flexibility over their financial health, removing the traditional loan servicer from the equation altogether and bringing borrowers closer to their lenders.

Our team is rapidly growing and comes from diverse backgrounds including Dropbox, Pinterest, Prosper, Bloomberg and Ripple. Our office is based in San Francisco.

With a rapidly growing community of lenders and borrowers, we think it's time the world knows there's a better way to pay back their loans. We'd love for you to join in our mission and help play a role in changing the way we experience debt for the better!

Scratch's mission is to reinvent the way that people experience their debt. Users can only understand their financial statuses fully when they can trust that their financial information is safe with us. Therefore, security is built into everything we do: product design, feature development, architecture, operations, and customer support. Our goal in security engineering is to provide delightful platform and product security. We strive to go above and beyond in protecting user data, implementing layered defenses, and making enforcement and compliance easy.

We're looking for engineers to work on all aspects of product security. Security work at Scratch is not just a matter of checking for common vulnerabilities or enforcing compliance with a checklist of best practices. We think through problems from first principles, and work with the whole company to design and deliver trustworthy systems that serve users and operators correctly in the face of hostile action. This means working at all levels of system building: product design, infrastructure, user experience, phishing and fraud prevention, attack vector analysis, and everything in between.

About the role:

    • Propose, design, build, and deploy security improvements across all aspects of Scratch's systems and product surface.
    • Research emerging threats and evolving best practices, and educate the rest of the team about your findings.
    • Work with our advisors and third party vendors on pen tests, security reports and compliance projects.
    • Think hard about the security implications of everything.

You may be a good fit if:

    • 4+ years of industry experience in a highly regulated, frequently audited environment.
    • You have in-depth knowledge of security issues at many levels of the modern computing stack.
    • You have a well-developed mental toolkit for thinking adversarially and holistically about systems.
    • You excel at communicating analyses of technical issues and recommendations for addressing them.
    • You can make systems as well as break them; you're as comfortable building software as you are finding holes in it.
    • You're passionate about protecting both users and customers.

Benefits that we provide:

    • Health Care: We cover 99% of your healthcare premiums and 70% of your dependents premiums and offer competitive medical, dental, and vision insurance plans.
    • Retirement: We provide a company-sponsored 401k program! 
    • Learning & Development: We offer a $1,500 per year stipend for your personal career development!
    • Wellness Benefit: We’re proud to provide employees a  $100/month pre tax credit towards any gym or fitness program.
    • While we’re WFH, choose your own adventure snack boxes.
    • Generous PTO, sick leave, and parental leave.
    • Cell Phone Reimbursement: We reimburse you $50 per month towards your cell phone bill.
    • Additional Benefits: We offer each employee to enroll in tax free benefits such as commuter benefits and an FSA account. 
About Scratch
Scratch's mission is to build a repayment platform to change the way consumers experience debt. Most of us take on debt to help us get ahead, or in many cases, to not fall behind. But for most of us—despite its necessity—once we have debt, it doesn't play a healthy role in our lives. It can be hard to understand, difficult to manage, and unaccommodating to changes in our lives. 

This is why we started Scratch. We wanted to reinvent the loan servicing industry, well—from scratch. We wanted to create a world where debt plays a healthier and less taxing role in more people's lives. By bringing world-class product and technical thinking to a multi-trillion industry that hasn't seen innovation in well over two decades, Scratch's platform empowers borrowers to have greater control, visibility and flexibility over their financial health, removing the traditional loan servicer from the equation altogether and bringing borrowers closer to their lenders.

Our team is rapidly growing and comes from diverse backgrounds including Google, Dropbox, Amazon, Pinterest, Facebook and Affirm. Our office is based in San Francisco.

With a growing community of lenders and borrowers, we think it's time the world knows there's a better way to pay back their loans. We'd love for you to join in our mission and help play a role in changing the way we experience debt for the better!


We want you!

If you made it this far, chances are you’re as excited about working to change how people experience debt as we are—and we love that. Please apply even if you’re unsure about whether you meet every single requirement in this posting. Scratch is looking for smart, intellectually curious people who are invested in our mission, not just those who can “check all the boxes”.

Benefits we Provide:

Health insurance: We cover 99% of your healthcare premiums and 70% of your dependent’s premiums and offer competitive medical, dental, and vision insurance plans.
Learning and development stipend: We offer a $1,500 per year stipend for your personal career development!
Wellness benefit: We’re proud to provide employees a $100/month pre-tax credit towards any gym or fitness program.
Catered lunches and snacks: We have high-quality catered lunches every day and well-stocked kitchens.
Generous PTO (including your birthday!), sick leave, and parental leave
401k program: We offer a 401k program! 
Additional benefits: We offer each employee the opportunity to enroll in pre-tax benefits, such as commuter benefits and an FSA account.