Product Manager

Lagos /
Product /
Full time
About Umba
Our mission is to make banking free across Africa, empowering our customers to control their financial lives by ensuring financial services are affordable, efficient, and widely available.
We are pursuing a once-in-a-generation opportunity to revolutionize financial services in Africa-lowering the cost and increasing the reach of banking while serving the next billion mobile consumers that are coming online
We are passionately customer-centric, delivering mobile banking with an exceptional user experience.  We leverage advanced machine learning to allow us to create intelligent, affordable financial products for emerging markets where credit is not widely available
Headquartered in San Francisco, and growing rapidly in Mexico, Nigeria, and Kenya-Umba launched in the Nigerian market and is expanding quickly into additional markets. We offer a broad range of digital banking products to our customers through Android and iOS apps and have a culture of exceeding customer expectations which have generated explosive growth.
We are looking for exceptional talent but also for people that share our vision, drive, and sense of mission.   Come join us to build the biggest neo-bank in Africa.

Job Description:
We are looking for a Product Manager responsible for working closely with the product and engineering teams in different data and product-based projects. The primary focus will be lending product development through analysis, experimentation, and iteration. We work in a fast-moving environment, and we build our team to be autonomous, deploy their own code, and solve their own problems.

As part of our team, you will be responsible for proposing, running, and tracking experiments; you will collect data to create useful reports to make the right decisions.
Since we work in a small but highly technical team, you will work directly with the product, engineering, and data science teams.

We have 250k users and work to ensure continuous uptime and constant improvement. We train and deploy new machine learning models regularly and subscribe to data-driven decision-making; you will not be just an implementer but a valued opinion at the table.


    • Drive the strategic roadmap of Umba's lending products
    • Lead strategy, direction, roadmap, and priorities across our suite of lending offerings
    • Analyze client requirements to develop detailed product requirements and specifications.
    • Work closely with engineers, UX designers, and QA to drive the successful delivery of new features.
    • Own business outcomes and be responsible for meeting and exceeding revenue targets.
    • Represent the lending team across the organization; you are the steward of the lending business and a champion of the customer.

Skills and Qualifications

    • 4+ years as a product manager/product owner
    • Experience with Fintech
    • BA/BS in Computer Science, Data Science, Economics, or a related technical field
    • Experience with basic queries and database manipulation
    • Experience with any programming language like Java, Python, Ruby
    • Track record of successfully launching and growing products. Experience building products that leverage data is preferred.

Nice to have

    • Deep understanding of financial services and experience with capital markets and credit products/capital markets
    • Entrepreneurial background
    • Experience in payments, financial technology, or traditional finance
Work Status
Work permit for Lagos, Nigeria

Umba is proud to be an Equal Opportunity employer. All qualified applicants will receive consideration for employment without regard to sex, gender identity, sexual orientation, race, color, religion, national origin, disability, protected veteran status, age, or any other characteristic protected by law. We also consider qualified applicants regardless of criminal histories, consistent with legal requirements. If you have a disability or special need that requires accommodation, please let us know.