Senior Product Manager - Credit Demand Journey (F/M)

Paris, France /
Product & UX – Product Management /
Full Time
/ Hybrid
At Younited, we believe money allows people to purchase goods & services and realize their dreams, but today’s banking products are opaque & overly complex.
 
Here, we leverage innovation & cutting-edge technology to redefine lending and payment practices, to provide exceptional user experience
 
More than a million customers already had access to our instant, simple & transparent credit, and we are just getting started.
 
We both provide credit & payment solutions directly to consumers (Younited Credit / Younited Pay) & via partners (banks, fintech & insurers who wish to develop consumer loan activities and retailers, telcos, e-merchants who wish to offer their customers the simplest method to pay in several times). We also provide budget optimization solutions through “Younited Coach” to all consumers willing to receive personalized recommendations.
 
Our mission is to become your trusted financial partner. In this respect, our strategy aims at promoting more transparency and more inclusiveness to help you achieve financial wellbeing.
 
We have initiated a B-Corp certification process, our social and environmental impact being at the heart of our strategic concerns.
 
So join Younited, the leading instant credit provider for the e‐economy in Europe! Be part of an amazing adventure that is only at its beginning…
 
Some key figures about Younited group:
·        Younited operates in 5 European countries and generates nearly 50% of its business outside France.
·        The company has raised more than 330m€ in equity since launch.
·        Younited employs more than c. 550 Younies in Paris, Rome, Barcelona, Lisbon, and Munich.
 
Younited is already trusted by prestigious E-merchant and Digital Bank partners among which Free, Bouygues Telecom, Orange Bank, Microsoft, Bpifrance, Apple, N26, Fortuneo and Lydia.
 
Our 5 corporate values drive our daily job:
·        Make it simple: At every level of the customer experience, the organization. Be transparent.
·        Act as an entrepreneur: Take ownership, work in teams. Dare to try, accept to fail.
·        Innovate or die: Challenge the status quo, no matter how impossible it seems.
·        Faster is better: Value speed over perfection. Be aligned on priorities.
·        No limit: Shot for the moon, stay humble.
 
We empower passionate problem-solvers to collaborate, innovate and do their best work.
We’re building diverse and inclusive teams around the world — because that’s how we create even better experiences for our customers and our partners. And we need your help. So, join us to build tomorrow, today.

📋 Context

You’ll be in charge of leading the whole credit demand journey in Younited, for both the consumer credit and payments solutions and across all Younited’s 5 countries, and make it the best of Europe, maximizing the user conversion and satisfaction.

We need you to embody the long terms objectives of the company and lead the opportunities we have to answer it - working with your 2 Younits (squads) and their amazings POs to find the best answers on how to tackle them.

You’ll be responsible of the long term roadmap and define the strategic plan for the credit demand journey, with the help of all our stakeholders (internal & external).

Inside the product team, (with your ~35 senior PMs and POs) and across all Younited, you’ll thrive in this product-led company, with definitely interesting scopes and challenges that don’t stop to grow.
Let’s build the best (fast, safe and simple) credit application journey in Europe !

Your responsabilities :

    • Leadership of the long term strategy of the “credit demand” part of Younited’s platform. Lead this vision within the “conversion” domain, and with the distinct stakeholders, in a B2B2C and B2C environnement.. You will be in charge of the 1.5 billion € credits that are granted every year at younited, and your teams are the ones keeping the best-of-class application journey ! #innovateordie
    • Promote your product(s) internally and evangelize your vision - ensure we don’t do short-terms choices that would hinder the long-term platform,
    • Understand key challenges, risks and opportunities working alongside main stakeholders, user research team and analytics to explain what opportunities we must address to answer the product objectives. Be open and curious for the demands, and become an expert of your products to explain them and their choices simply to your interlocutors,
    • Define the most efficient and balanced roadmap that will address your teams goals and maximize Younited’s objectives : make smart choices, be able to defend and reconsider them along the way, iterate & test and make errors !
    • Identify and devise technical and innovative solutions along with other development, design and product team members : have the best-in-class journey for an instant credit in Europe, and,
    • Work closely with your teams (10 developpers, 3 POs, 3 QAs on the 2 squads) and we a enabler for the ongoing tasks, priorities. Ensure we work on the priorities and keep open on the agility demands that could bring value to the solutions (BUs, top B2B partners, ..)
    • Produce and follow a set of KPIs for your activity and empower your teams to promote efficiently the results of the main deliveries and make choices on the next steps.

🤝 It's a match if ...

    • You have a Bac+5 in engineering school, business or equivalent academic,
    • You have 3 years of experience in consulting or product management,
    • You have already lead a strategic product thinking in another scale-up company : at product but maybe other roles !
    • You have strong communication skills: you are not afraid to share your ideas inside and outside your usual stakeholders,
    • You love to find the smartest path along a lot of possibilities and confront it with other’s ideas,
    • You have sales skills, and you can influence and partner effectively across all levels of an organization,
    • You are not afraid to be hands-on, deep diving inside your product to understand technical implications and dependencies,
    • You are very curious and have a genuine interest in finding the best way to solve problems for your customers,
    • You have strong analytical skills and always challenge assumptions with facts and figures,
    • Entrepreneurial experience will be appreciated,
    • Outstanding records of academic and managerial or professional achievement,
    • Ability to communicate complex ideas effectively, both verbally and in writing, in English and French.
👥 Recruitment process

- A first video chat with Camille, our Lead Talent Acquisition, to get to know each other and tell you more about Younited, our corporate culture & values (30’),
- A video chat with Christelle, our Head of Product Domain Acquisition (60’),
- A business case,
- A debrief of the business case with Christelle (30’) immediately followed by a meeting with Arnaud, our Head of Product Domain User (30')

🎁 Other benefits from joining Younited ?

- Offices in the center of Paris (9th)
- An international work environment and the opportunity to do a mission in one of our international offices (Barcelona, Munich, Roma)
- An entrepreneurship mindset and a teamwork spirit
- An individualized managerial and HR support during onboarding and throughout the Younited journey
- A continuous learning environment with the opportunity to take individual and collective trainings and "Friday workshops" in Tech department
- A particular attention to the work/life balance
- Support for young parents, including the opportunity of being part-time the week of return to the office
- The opportunity of getting involved throughout the year with associations via the solidarity engagement platform “Vendredi” as well as an annual offered solidarity day
- A flexible remote policy: from 8 days of remote per month with 2 weeks of full remote per year to almost full remote for Tech (minimum 4 days at the office per month)
- 33 days of paid leave
- Luncheon voucher card
- Snacks and fruit baskets twice a week
- Team buildings in France, internationally (the famous YouniTour) and within your team

Younited is an Equal Opportunity Employer for any minority, disability, gender identity or sexual orientation.