(Apprenticeship) Operational Risk Analyst (F/M)

Paris, France
Risk & Data – Enterprise Risk Management /
Apprenticeship /
At Younited, we believe money allows people to purchase goods & services and realize their dreams, but today’s banking products are opaque & overly complex.
 
Here, we leverage innovation & cutting-edge technology to redefine lending and payment practices, to provide exceptional user experience
 
More than a million customers already had access to our instant, simple & transparent credit, and we are just getting started.
 
We both provide credit & payment solutions directly to consumers (Younited Credit / Younited Pay) & via partners (banks, fintech & insurers who wish to develop consumer loan activities and retailers, telcos, e-merchants who wish to offer their customers the simplest method to pay in several times). We also provide budget optimization solutions through “Younited Coach” to all consumers willing to receive personalized recommendations.
 
Our mission is to become your trusted financial partner. In this respect, our strategy aims at promoting more transparency and more inclusiveness to help you achieve financial wellbeing.
 
We have initiated a B-Corp certification process, our social and environmental impact being at the heart of our strategic concerns.
 
So join Younited, the leading instant credit provider for the e‐economy in Europe! Be part of an amazing adventure that is only at its beginning

 
Some key figures about Younited group:
·        Younited operates in 5 European countries and generates nearly 50% of its business outside France.
·        The company has raised more than 330m€ in equity since launch.
·        Younited employs more than c. 550 Younies in Paris, Rome, Barcelona, Lisbon, and Munich.
 
Younited is already trusted by prestigious E-merchant and Digital Bank partners among which Free, Bouygues Telecom, Orange Bank, Microsoft, Bpifrance, Apple, N26, Fortuneo and Lydia.
 
Our 5 corporate values drive our daily job:
·        Make it simple: At every level of the customer experience, the organization. Be transparent.
·        Act as an entrepreneur: Take ownership, work in teams. Dare to try, accept to fail.
·        Innovate or die: Challenge the status quo, no matter how impossible it seems.
·        Faster is better: Value speed over perfection. Be aligned on priorities.
·        No limit: Shot for the moon, stay humble.
 
We empower passionate problem-solvers to collaborate, innovate and do their best work.
We’re building diverse and inclusive teams around the world — because that’s how we create even better experiences for our customers and our partners. And we need your help. So, join us to build tomorrow, today.

If you want to know more, click here: https://group.younited.com/careers

📋 Contexte

Dans le cadre du renforcement de l’équipe Risk & Data et directement rattachĂ©(e) au responsable du domaine « Enterprise Risk Management », tu rejoindras une Ă©quipe en forte croissance et auras un niveau de responsabilitĂ© Ă©levĂ© sur des sujets hautement stratĂ©giques, variĂ©s, et en trĂšs forte collaboration avec les dĂ©partements Tech, Compliance, ContrĂŽle Interne et les diffĂ©rentes lignes de business (B2B, France, Italie, Espagne, Portugal, Allemagne).

Il s’agit donc d’un poste transverse touchant au domaine des risques opĂ©rationnel, au R2glement GĂ©nĂ©ral sur la Protection des donnĂ©es et Ă  la fraude externe, que nous rĂ©sumons ci-dessous :

🚀 Tes missions

    • Risque opĂ©rationnel
    • · Collecte des incidents de risque opĂ©rationnels auprĂšs des diffĂ©rents mĂ©tierS de Younited et participation Ă  l’élaboration de plan d’actions correspondants
      · Suivi des limites de risques opérationnels tels que définies le cadre de notre appétit au risque

    • RGPD
    • · RelĂšve de la boite mail RGPD et exercice des droits des personnes concernĂ©es
      · Mise Ă  jour du registre de traitement de donnĂ©es Ă  caractĂšre personnelles avec l’ensemble des dĂ©partements de Younited
      · RĂ©alisation des Analyses d’impacts RGPD avec le DPO

    • Fraude
    • · En charge du processus de contrĂŽle sur les rachats fraude et notamment de la rĂ©alisation des contrĂŽles de niveau 2
      · Participation Ă  l’amĂ©lioration de nos processus de lutte contre la fraude externe

      Si tu souhaites Ă©voluer dans un environnement stimulant, en trĂšs forte croissance chez l’un des acteurs majeurs de la Fintech en Europe, ce poste est fait pour toi !

đŸ€© Ton profil

    • Tu es actuellement en Ecole d’IngĂ©nieur, de Commerce ou Ă©quivalent universitaire
    • Tu as une excellente expression Ă©crite et parles anglais couramment.
    • Tu es extrĂȘmement rigoureux(se), avec une maitrise d’Excel et de PowerPoint.
    • Tu aimes les challenges, l’esprit entrepreneurial et le dynamisme des startups.
    • Tu es adaptable, force de proposition et autonome.
🎁 Other benefits from joining Younited ?

- Offices in the center of Paris (9th)
- An international work environment and the opportunity to do a mission in one of our international offices (Barcelona, Munich, Roma)
- An entrepreneurship mindset and a teamwork spirit
- An individualized managerial and HR support during onboarding and throughout the Younited journey
- A continuous learning environment with the opportunity to take individual and collective trainings and "Friday workshops" in Tech department
- A particular attention to the work/life balance
- Support for young parents, including the opportunity of being part-time the week of return to the office
- The opportunity of getting involved throughout the year with associations as well as an annual offered solidarity day
- A flexible remote policy: from 8 days of remote per month to almost full remote for Tech (minimum 4 days at the office per month)
- 33 days of paid leave
- Luncheon voucher card
- Team buildings in France, internationally and within your team

Younited is an Equal Opportunity Employer for any minority, disability, gender identity or sexual orientation.