Product Owner - Finance (M/F)

Paris, France /
Tech 鈥 Product Owner /
Full Time
Chez Younited, nous pensons que l鈥檃rgent est un moyen de r茅aliser ses r锚ves 脿 travers des projets et des achats. Mais les produits bancaires actuellement propos茅s sont trop souvent opaques et compliqu茅s, ce qui provoque anxi茅t茅, perte de temps ou renoncement. Dans des moments de vie importants, l鈥檃bsence de conseils, l鈥檌ncompr茅hension et la peur de se retrouver pi茅g茅 sont intol茅rables鈥
 
Notre constante innovation et nos technologies de pointe nous permettent de red茅finir les pratiques de cr茅dit et de paiement, afin d鈥檕ffrir une exp茅rience utilisateur exceptionnelle.
 
Un million de clients ont d茅j脿 b茅n茅fici茅 de notre solution de cr茅dit instantan茅, simple et transparent.
Nous offrons 脿 la fois des solutions de cr茅dit et de paiement :
- directement aux consommateurs (Younited Credit / Younited Pay)
- via des partenaires (banques, fintech & assureurs qui souhaitent d茅velopper des activit茅s de pr锚t 脿 la consommation, et retailers, op茅rateurs t茅l茅coms, e-commer莽ants qui souhaitent offrir 脿 leurs clients la solution la plus simple pour payer en plusieurs fois).
 
Nous proposons 茅galement des conseils gratuits de gestion budg茅taire via 芦 Younited Coach 禄 脿 tous les consommateurs d茅sireux de recevoir des recommandations sur-mesure.
 
Younited propose une offre de cr茅dit instantan茅e int茅gr茅e au parcours client et une interface unique, pour un paiement (芦 Buy Now Pay Later 禄) ou un emprunt, en ligne ou en magasin. Jusqu鈥櫭 50 000 euros. Sur une dur茅e de remboursement allant jusqu鈥櫭 84 mois. Instantan茅ment.
 
Notre mission est de devenir le partenaire financier de confiance des Europ茅ens.
 
Dans ce but, notre strat茅gie vise 脿 promouvoir plus de transparence et d鈥檌nclusion pour aider les consommateurs 脿 atteindre la s茅r茅nit茅 financi猫re.
Nous avons 茅galement initi茅 une d茅marche de certification B-Corp, notre impact social et environnemental 茅tant au c艙ur de nos pr茅occupations strat茅giques.
 
Rejoins Younited, le leader du cr茅dit instantan茅 en Europe au service de l鈥檈-茅conomie ! Rejoins une aventure incroyable qui n鈥檈n est qu鈥櫭 ses d茅buts...
 
Quelques chiffres cl茅s sur le groupe Younited :
 
1. Younited a financ茅 plus de 3 milliards d鈥檈uros de pr锚ts depuis sa cr茅ation il y a 10 ans et pr茅voit de g茅n茅rer plus de 2 milliards d鈥檈uros en 2022 (GMV).
2. Younited est pr茅sent dans 5 pays europ茅ens et r茅alise pr猫s de 50% de son activit茅 hors de France.
3. La soci茅t茅 a lev茅 plus de 330 millions d鈥檈uros de fonds propres depuis son lancement.
4. Younited emploie plus de 500 personnes 脿 Paris, Rome, Barcelone, Lisbonne et Munich.
5. Younited a nou茅 plusieurs partenariats avec des acteurs prestigieux parmi lesquels Free, Orange Bank, Microsoft, Bpifrance, Apple Premium Resellers, N26, Fortuneo et Lydia.
 
Nos 5 valeurs d鈥檈ntreprise qui nous guident au quotidien :

1. Make it Simple : Aller au plus simple 脿 tous les niveaux de l鈥檈xp茅rience client, de l鈥檕rganisation. 脢tre transparent.
2. Act as an entrepreneur : Prendre la responsabilit茅 de ses sujets, travailler en 茅quipe. Oser, essayer, accepter d鈥櫭ヽhouer.
3. Innovate or die : Remettre en question le statu quo, tenter l鈥檌mpossible
4. Faster is better : Valoriser la vitesse plut么t que la perfection. S鈥檃ligner sur les priorit茅s.
5. No limit : 脢tre libre, rester humble.
 
Pr锚t(e) 脿 mener la r茅volution du cr茅dit instantan茅 ? Envie de devenir le/la prochain Younie ?

Viens 脿 la rencontre de nos 茅quipes et rejoins Younited : ensemble, on atteindra les 茅toiles !

馃搵  Context

Our hyper growth ambition led us to look for a new Product Owner for our Fixing Product Team within the
Finance Domain. This Team (or 芦 YounIT 禄) makes sure all incoming credits are securitized, our Portfolios
valorized and a NAV published for each Fund.

At Younited Credit, the quality of the collaboration between the Product Manager and the Product Owner is one of the keys to success: the Product Manager defines the strategic priorities of the product along with the KPIs to measure its success, whereas the Product Owner oversees the delivery of the products and the prioritization of the associated backlog.

You will drive the implementation of new high-value business products (with Partners as prestigious as Apple or Microsoft for instance) with the aim of revolutionizing the finance world of tomorrow.

Talking about your future products, you will:
路 Manage the Portfolio of our credits
路 Create a tool to valorized those Portfolio
路 Oversee the communication exchange with the Asset Manager


馃殌 Missions

    • In this context, your role as the Product Owner Finance is to:
    • Build a Long-Term vision on your Products together with the Product Manager, your Team, and your Stakeholders #TeamPlayer
    • Deliver constant added value to your Stakeholders, thanks to small achievements #FastIsBetter

    • Build and maintain your multi-products roadmap in collaboration with the Product Manager:
    • Analyse and specify the requirements for the team in an international environment and guarantee a coherence between the products
    • Identify dependencies and impacts
    • Estimate the effort with the rest of the team
    • Breakdown and plan their development depending on team development capacity
    • Update the roadmap

    • Work in close collaboration with all the YounITs #Communication
    • Drive the implementation of changes (leading the team, following up the tasks left to be done, reporting)

    • Maintain the backlog
    • The backlog should be prioritised in coherence with the business and technical objectives
    • The user stories should be detailed according to priority in the backlog
    • Create the user stories and acceptance criteria

    • Drive the correction of production bugs
    • Actively and enthusiastically participate in our weekly Product Owner Community sessions
    • Identify and follow KPIs

馃幁 Profile

    • You have a master's degree from an Engineering or Business School (specialised in Project Management) or a university equivalent
    • It has been at least 5 years since you have left the school benches behind you, but you have been flourishing in similar jobs since then (Product Owner, Application Manager, Project Manager in an agile working environment, etc)
    • You are at ease in an international working environment and with working in English (presentations, discussing requirements, giving feedback on issues鈥)
    • You have a significant experience in dealing with multiple project/change implementation in parallel as well as maintaining a production environment at the same time
    • You remain enthusiastic when people talk about API : it is almost all about the backend with Fixing - we leave the front end to other teams
    • The words 芦鈥疭implification鈥 and 芦鈥疨rioritisation鈥 are part of your vocabulary and allow you to create and maintain efficient good quality products
    • You have an iterative approach to product development
    • You like creating and imagining original solutions to complex problems
    • You are interested in the financial world
    • US is not just a big country
    • Being agile is a lifestyle choice; you like to reunite your family every morning for a stand-up breakfast (#StandUpMeeting)
    • You think the Continuous Improvement is the key to build a great Team
    • You are driven by the dynamics of a start-up, and you have an entrepreneurial spirit
    • Needless to say, you are cool, nice, open minded and have a sharp critical mind
    • So, ready to join us?

      #LongTermVision #ProductOwner #TeamPlayer #Communication #Finance #Securitisation #AssetManagement #FastIsBetter #Agile #ContinuousImprovemen
馃巵 Les avantages 脿 rejoindre Younited ?

路 Localisation en plein centre de Paris (Notre-Dame de Lorette, Paris 9猫me)
路 Une culture d'entreprise tr猫s forte
路 Un "on-boarding" sur mesure pour faciliter ton int茅gration et te permettre de d茅couvrir rapidement toutes les 茅quipes
路 Des animations mensuelles (tournois sportifs, conf茅rences, afterwork ...)
路 1 journ茅e par an offerte pour faire notamment du b茅n茅volat dans une association
路 Un Younitour (notre s茅minaire d'entreprise) inoubliable (les derniers 茅taient 脿 Ibiza, ou encore en Sicile ;))
路 Possibilit茅 de t茅l茅travail (8 jours par mois)
路 R茅mun茅ration selon ton profil 
路 Tickets restaurant et 50% du titre de transport rembours茅