Software Engineer (Java/Kotlin)

London /
Engineering – Service Excellence Engineering /
Employee - Permanent
Our Story
 
Hello there. We’re Zopa.
 
Our diverse team is united in their mission of creating simple, fair and honest financial products that have the customer’s needs at their heart. We’re proud that this dedication is reflected in our excellent rating on TrustPilot.
 
We’ve always been unapologetically honest with our customers, and value the same in return. Their feedback helps us shape what we build, so we can provide a bank fit for today, and for the future.
 
We’re not the new kids on the block though - we’ve been a pioneering force in finance for 16 years. In 2005, we built the first ever peer-to-peer (P2P) lending company, giving our customers access to loans built for real-life and intelligent investments backed by cutting-edge tech. In 2020, we launched Zopa Bank, meaning we could offer more – like fixed term savings backed by FSCS protection and a credit card to help customers take control of their finances.

We’ve lent out over £6 billion and are proud to have made money work better for over half a million people across the UK, whether they were looking to borrow or save.
 
If you embrace being challenged beyond the norm, aren’t afraid to think differently and are motivated by working somewhere you can really make an impact, you’ll love life here at Zopa.­ Check out our latest video on culture and Values at Zopa HERE!

The Challenge:
Zopa’s mission is to create a richer life for everyone by making money fair and simple. We do this by building great financial products, like our award-winning personal loans and our hugely popular investment products. We’ve also just launched a new Credit Card and Savings accounts. These products are underpinned by a business model which means that we win when the customer wins – unlike many other financial products which rely on customers making mistakes or being misinformed to make money.
 
In 2020 we launched Zopa Bank with cutting edge technologies and are looking for talented mid level Java Software Engineers to work on bringing our products to more and more customers.
 
The Role:
You will be working in a small, agile and adaptable cross-functional team and utilising Kafka and Kafka Streams to build a resilient, scalable backbone that powers the growth of the company. You can expect to interact with stakeholders and key business users daily. We are big believers in a lean philosophy and flexibility in implementation, while aiming to achieve stack consistency and alignment across the board. All of our JVM infrastructure is deployed with Docker/Kubernetes as often as we need to via CI (Jenkins) and a completely automated test suite.
 
Here is some of the Tech Stack you will be working with: Java, Kafka, Kotlin, Kubernetes, Docker, Jenkins, AWS Aurora Postgres, SQL just to name a few.

About you:

    • You love shipping great products, not just writing superb code.
    • You are a fast learner and enjoy getting stuck into difficult problems
    • As an engineer, you’re interested in the problem, not just the requirements.
    • You feel comfortable in a fast-moving environment and are ambitious about the speed and quality of your code. We ship our code multiple times a week with the impact measured in the result for the customer, not lines of code.
    • An advocate of test driven development or, even better, behaviour-driven development. A strong commitment to quality is essential.
    • You've worked on large scale distributed software systems that have proven scalability and complex topologies.
    • Enjoy talking to key stakeholders and understand and show passion for the business objectives of the company.
    • You are comfortable with a fair bit of uncertainty, fast change, and love solving hard problems collaboratively.
    • You are a team player who thrives working in an honest and friendly working atmosphere. We have a flat hierarchy and give you the opportunity to make a real impact.
    • Experience with Kafka and/or a streams-based platform (Samza, Storm) is a plus!

Here are some of the Projects you could expect to be working on:

    • Building a new Credit Card platform for the modern age. We’ve just launched a new credit card product built on our own tech. You could take part in scaling it to more customers, solve some difficult performance problems when authorising transactions, or work on exciting new features.
    • New micro-services: re-writing specific parts of our previous infrastructure into the new micro-services communicating through Kafka.
    • Building Open Banking products from scratch. This ranges from verifying the income and identity of a customer in a few seconds over assessing credit risk in a new and fairer way to providing savings and lending insights to customers in our app. This is a nascent technology where you have the freedom to create products from scratch, use cutting edge technology and shake up an old industry.
    • Personal Finance Management feature or system. This might be a new way of verifying income, a budgeting service, or a new API to drive insights for customers. Whatever it is, you will be heavily involved from understanding the space and opportunity all the way to developing the release-ready code and seeing it through to launch and maintenance.
    • Building a new Credit Card billing and statement generation engine, a card specific origination pipeline or integrating with third party processing and fraud prevention partners to enable a card that can work seamlessly and securely. Whatever it is, you will be heavily involved from understanding the space and opportunity all the way to developing the release-ready code and seeing it through to launch and maintenance.
    • Pioneering a digital, customer-centric car finance solution, to disrupt a broken and unfair market where paper contracts and scanners are still the norm. Responsibilities range from building out a highly automated quotation and reservation pipeline, to developing new microservices to support a greenfield, end-to-end dealer product.
    • Building our own internal services to coordinate how our consumer products (like loans or savings accounts) can manage sending and receiving money. It covers a range of payment channels – Faster Payments, Direct Debits, debit cards to name a few. This comes with plenty of technical challenges to make sure our services are easy to use, flexible enough to work for any product, but allow for operational scale: growth in volumes, growth in the range of products, employing a distributed architecture, and increasing the variety of payment channels with which we want to integrate.
This role will be based remotely while we look to phase back our return to our London office.

All tech equipment will be supplied and couriered to the successful candidate with full support during the remote onboarding process.

Click here to check out what our engineers have to say about our tech stack, what it’s like to work here and what they enjoy most about their jobs!

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Flexible working? Yes please!

Whether you want to come into our open-plan, riverside London Bridge office or work from the comfort of your own home (or both!), you’ll be able to decide on an approach with your manager, looking at what works best for you, your role and your team.

Not only that – you'll also have the option of working from abroad for up to 90 days a year!* But no matter where you are, we’ll make sure you’ve got everything you need to thrive, both in your work and home life, from day one. 


*Subject to having the right to work in the country of choice


To thrive here, you’ll need to:
 
Champion our customers. Whatever your role, you’ll be close to our customers. We care passionately about doing the best for them.
 
Help us make fearless choices. Our environment is fast-paced, agile and open. You’ll solve interesting and challenging problems, and be trusted and empowered to bring your ideas to life.
 
Walk the talk. Like us, you’ll be honest, stick to your promises and face the tough moments head-on.
 
Win smarter. You’ll be always on the lookout for a better way of doing things, going beyond ‘good enough’ and welcoming different points of view.
 
Be in it together. You’ll join an ambitious, diverse and all-round approachable team with a mix of ideas and talents who inspire each other to be better every day.

 
Zopa is proud to offer a workplace free from discrimination. Diversity of experience, perspectives, and backgrounds leads to great products and unique company culture. We simply can’t expect to empower our customers to better manage their money without challenging the current status quo. Creating the best place for money is no easy task, which is why we need talent from all walks of life.